Warde copper at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$35.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$91.52
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.62 with MHS HSPCC vs $37.61 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $1.62 | ↓ -95% |
| Blue Shield CA | Commercial|Exchange | $2.88 | ↓ -92% |
| Western Growers | Commercial|All Plans | $3.00 | ↓ -92% |
| Health Net | Commercial|FFS | $3.36 | ↓ -91% |
| Kaiser | Commercial|All Plans | $3.72 | ↓ -90% |
| Blue Shield CA | Commercial|FFS | $4.08 | ↓ -89% |
| First Health | Commercial|All Plans | $5.10 | ↓ -86% |
| Healthsmart | Commercial|All Plans | $5.10 | ↓ -86% |
| BCBS - Anthem | Commercial|Non-MCS | $5.64 | ↓ -84% |
| BCBS - Anthem | Commercial|MCS | $5.76 | ↓ -84% |
| MultiPlan | Commercial|All Plans | $5.88 | ↓ -84% |
| Health Net | Medicare|All Plans | $6.00 | ↓ -83% |
| Kaiser | Medicare|All Plans | $6.00 | ↓ -83% |
| BCBS - Anthem | Medicaid|All Plans | $6.00 | ↓ -83% |
| BCBS - Anthem | Medicare|All Plans | $6.00 | ↓ -83% |
| Alignment | Medicare|All Plans | $6.00 | ↓ -83% |
| Blue Shield CA | Medicare|All Plans | $6.00 | ↓ -83% |
| Humana | Commercial|All Plans | $6.00 | ↓ -83% |
| Humana | Medicare|All Plans | $6.00 | ↓ -83% |
| Aetna | Medicare|All Plans | $6.00 | ↓ -83% |
| Aetna | Commercial|Gatekeeper | $6.00 | ↓ -83% |
| Aetna | Commercial|Non-Gatekeeper | $6.00 | ↓ -83% |
| Molina | Medicaid|< 21 | $6.00 | ↓ -83% |
| Molina | Medicaid|> 21 | $6.00 | ↓ -83% |
| United | Commercial|All Other Plans | $6.00 | ↓ -83% |
| United | Medicare|All Plans | $6.00 | ↓ -83% |
| United | Commercial|HMO | $6.00 | ↓ -83% |
| United | Commercial|Non-Options PPO | $6.00 | ↓ -83% |
| CenCal | Medicaid|> 21 | $6.00 | ↓ -83% |
| MHS Hospice | Commercial|All Plans | $6.00 | ↓ -83% |
| Partnership Health Plan | Medicaid|< 21 | $6.00 | ↓ -83% |
| Partnership Health Plan | Medicaid|> 21 | $6.00 | ↓ -83% |
| CenCal | Medicaid|< 21 | $6.00 | ↓ -83% |
| Health Net | Medicaid|< 21 | $7.38 | ↓ -79% |
| Health Net | Medicaid|> 21 | $7.38 | ↓ -79% |
| Cigna | Commercial|PPO | $37.61 | ↑ +5% |
| Cigna | Commercial|All Other Plans | $37.61 | ↑ +5% |
Visitor-reported prices
Comments
Warde copper at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $5.06 | $1.62 – $32.94 |
| Banner Lassen Medical Center | Susanville | $100.79 | $2.48 – $18.20 |
| Petaluma Valley Hospital | Petaluma | $41.13 | $12.16 – $101.56 |
| Arroyo Grande Hospital | Santa Maria | $39.18 | $3.00 – $31.99 |
| Mark Twain Medical Center | San Andreas | $56.61 | $3.25 – $6.00 |
| Queen of The Valley Medical Center | Napa | $41.13 | $12.41 – $128.35 |
| Providence St Joseph Hospital Eureka | Eureka | $41.13 | $12.41 – $145.55 |
| St. Joseph's Behavioral Health Center | Stockton | $5.73 | $0.60 – $4.80 |