Probe cryo 1150mm endo flex ster disp at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,507.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,049.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,578.33 with Health Net vs $8,140.86 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $1,578.33 ↓ -71%
CenCal Medicaid|< 21 $1,910.61 ↓ -65%
CenCal Medicaid|> 21 $1,910.61 ↓ -65%
MHS HSPCC Commercial|All Plans $2,242.89 ↓ -59%
United Commercial|HMO $4,153.50 ↓ -25%
Western Growers Commercial|All Plans $4,153.50 ↓ -25%
United Commercial|Non-Options PPO $4,319.64 ↓ -22%
United Commercial|All Other Plans $4,901.13 ↓ -11%
Cigna Commercial|PPO $4,984.20 ↓ -9%
Cigna Commercial|All Other Plans $4,984.20 ↓ -9%
Kaiser Commercial|All Plans $5,150.34 ↓ -6%
Aetna Commercial|Gatekeeper $5,981.04 ↑ +9%
Aetna Commercial|Non-Gatekeeper $6,479.46 ↑ +18%
First Health Commercial|All Plans $7,060.95 ↑ +28%
Healthsmart Commercial|All Plans $7,060.95 ↑ +28%
BCBS - Anthem Commercial|MCS $7,559.37 ↑ +37%
BCBS - Anthem Commercial|Non-MCS $7,642.44 ↑ +39%
Blue Shield CA Commercial|FFS $7,808.58 ↑ +42%
Blue Shield CA Commercial|Exchange $7,808.58 ↑ +42%
MultiPlan Commercial|All Plans $8,140.86 ↑ +48%

Visitor-reported prices

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Probe cryo 1150mm endo flex ster disp at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $6,152.59 $1,178.88 – $3,831.36
Petaluma Valley Hospital Petaluma $15,504.00 not published
Arroyo Grande Hospital Santa Maria $6,012.98 $1,910.61 – $8,140.86
Mercy Hospitals – Bakersfield Bakersfield $12,725.30 $1,365.00 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $12,588.10 $1,365.00 – $5,296.20
Queen of The Valley Medical Center Napa $11,602.50 not published
Providence St Joseph Hospital Eureka Eureka $6,455.84 not published
Healdsburg Hospital Healdsburg $7,395.00 not published

All California hospitals for this procedure →