Placement bile duct support at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$20,277.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$51,728.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$775.40 with Molina vs $50,693.44 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicaid|< 21 | $775.40 | ↓ -96% |
| Partnership Health Plan | Medicaid|< 21 | $775.40 | ↓ -96% |
| Partnership Health Plan | Medicaid|> 21 | $775.40 | ↓ -96% |
| Molina | Medicaid|> 21 | $775.40 | ↓ -96% |
| BCBS - Anthem | Medicaid|All Plans | $775.40 | ↓ -96% |
| Health Net | Medicaid|< 21 | $953.74 | ↓ -95% |
| Health Net | Medicaid|> 21 | $953.74 | ↓ -95% |
| CenCal | Medicaid|< 21 | $1,222.31 | ↓ -94% |
| CenCal | Medicaid|> 21 | $1,222.31 | ↓ -94% |
| Blue Shield CA | Commercial|Exchange | $4,152.00 | ↓ -80% |
| Blue Shield CA | Commercial|FFS | $6,120.00 | ↓ -70% |
| Aetna | Commercial|Gatekeeper | $7,108.00 | ↓ -65% |
| Aetna | Commercial|Non-Gatekeeper | $7,631.00 | ↓ -62% |
| BCBS - Anthem | Commercial|MCS | $12,667.00 | ↓ -38% |
| MHS HSPCC | Commercial|All Plans | $13,966.56 | ↓ -31% |
| Western Growers | Commercial|All Plans | $28,450.40 | ↑ +40% |
| Health Net | Commercial|FFS | $28,967.68 | ↑ +43% |
| Kaiser | Commercial|All Plans | $32,071.36 | ↑ +58% |
| Healthsmart | Commercial|All Plans | $43,968.80 | ↑ +117% |
| First Health | Commercial|All Plans | $43,968.80 | ↑ +117% |
| United | Commercial|Non-Options PPO | $47,589.76 | ↑ +135% |
| BCBS - Anthem | Commercial|Non-MCS | $50,693.44 | ↑ +150% |
| MultiPlan | Commercial|All Plans | $50,693.44 | ↑ +150% |
Visitor-reported prices
Comments
Placement bile duct support at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $22,139.59 | $775.40 – $50,693.44 |
| Mercy Hospitals – Bakersfield | Bakersfield | $20,597.18 | $775.40 – $49,411.02 |
| St. Joseph's Medical Center Stockton | Stockton | $15,526.73 | $775.40 – $44,362.08 |
| St. John's Camarillo Hospital | Camarillo | not published | $953.74 – $1,667.11 |
| Petaluma Valley Hospital | Petaluma | not published | $1,921.00 – $6,619.00 |
| Mark Twain Medical Center | San Andreas | not published | $775.40 – $775.40 |
| Bakersfield Memorial Hospital | Bakersfield | not published | $775.40 – $2,945.77 |
| Queen of The Valley Medical Center | Napa | not published | $5,592.00 – $10,593.00 |