Pelvic CT scan (with contrast) at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$2,126.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,424.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$212.89 with MHS Hospice vs $1,793.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS Hospice | Commercial|All Plans | $212.89 | ↓ -90% |
| Humana | Medicare|All Plans | $226.19 | ↓ -89% |
| Humana | Commercial|All Plans | $226.19 | ↓ -89% |
| Aetna | Medicare|All Plans | $226.19 | ↓ -89% |
| Blue Shield CA | Medicare|All Plans | $226.19 | ↓ -89% |
| Alignment | Medicare|All Plans | $226.19 | ↓ -89% |
| BCBS - Anthem | Medicare|All Plans | $226.19 | ↓ -89% |
| Kaiser | Medicare|All Plans | $226.19 | ↓ -89% |
| United | Medicare|All Plans | $226.19 | ↓ -89% |
| Health Net | Medicare|All Plans | $226.19 | ↓ -89% |
| MHS HSPCC | Commercial|All Plans | $291.87 | ↓ -86% |
| CenCal | Medicaid|> 21 | $293.26 | ↓ -86% |
| CenCal | Medicaid|< 21 | $293.26 | ↓ -86% |
| Molina | Medicaid|> 21 | $293.26 | ↓ -86% |
| Molina | Medicaid|< 21 | $293.26 | ↓ -86% |
| BCBS - Anthem | Medicaid|All Plans | $293.26 | ↓ -86% |
| Partnership Health Plan | Medicaid|> 21 | $293.26 | ↓ -86% |
| Partnership Health Plan | Medicaid|< 21 | $293.26 | ↓ -86% |
| Health Net | Medicaid|> 21 | $360.71 | ↓ -83% |
| Health Net | Medicaid|< 21 | $360.71 | ↓ -83% |
| United | Commercial|All Other Plans | $401.74 | ↓ -81% |
| United | Commercial|HMO | $401.74 | ↓ -81% |
| United | Commercial|Non-Options PPO | $401.74 | ↓ -81% |
| Western Growers | Commercial|All Plans | $540.50 | ↓ -75% |
| Health Net | Commercial|FFS | $605.36 | ↓ -72% |
| Kaiser | Commercial|All Plans | $670.22 | ↓ -68% |
| Healthsmart | Commercial|All Plans | $918.85 | ↓ -57% |
| First Health | Commercial|All Plans | $918.85 | ↓ -57% |
| MultiPlan | Commercial|All Plans | $1,059.38 | ↓ -50% |
| Aetna | Commercial|Non-Gatekeeper | $1,081.00 | ↓ -49% |
| Aetna | Commercial|Gatekeeper | $1,081.00 | ↓ -49% |
| BCBS - Anthem | Commercial|MCS | $1,756.00 | ↓ -17% |
| Cigna | Commercial|All Other Plans | $1,768.00 | ↓ -17% |
| Cigna | Commercial|PPO | $1,768.00 | ↓ -17% |
| BCBS - Anthem | Commercial|Non-MCS | $1,793.00 | ↓ -16% |
Visitor-reported prices
Comments
Pelvic CT scan (with contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,426.96 | $226.19 – $4,321.98 |
| Banner Lassen Medical Center | Susanville | $1,928.91 | $35.60 – $3,288.30 |
| Petaluma Valley Hospital | Petaluma | $4,982.70 | $236.37 – $1,581.72 |
| Arroyo Grande Hospital | Santa Maria | $2,647.18 | $226.19 – $4,238.50 |
| Mark Twain Medical Center | San Andreas | $5,302.70 | $293.26 – $1,719.90 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,386.28 | $226.19 – $5,145.60 |
| Bakersfield Memorial Hospital | Bakersfield | $2,360.55 | $226.19 – $5,081.28 |
| Queen of The Valley Medical Center | Napa | $5,395.29 | $249.04 – $1,998.90 |