Palb2 gene full gene seq at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$57.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.30 with MHS HSPCC vs $2,049.14 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $39.30 ↓ -31%
Western Growers Commercial|All Plans $72.77 ↑ +28%
Health Net Commercial|FFS $81.51 ↑ +43%
Kaiser Commercial|All Plans $90.24 ↑ +58%
Healthsmart Commercial|All Plans $123.71 ↑ +117%
First Health Commercial|All Plans $123.71 ↑ +117%
BCBS - Anthem Commercial|Non-MCS $136.81 ↑ +140%
BCBS - Anthem Commercial|MCS $139.72 ↑ +145%
MultiPlan Commercial|All Plans $142.63 ↑ +150%
United Commercial|HMO $145.54 ↑ +155%
United Commercial|Non-Options PPO $145.54 ↑ +155%
Health Net Medicare|All Plans $145.54 ↑ +155%
Humana Commercial|All Plans $145.54 ↑ +155%
Kaiser Medicare|All Plans $145.54 ↑ +155%
BCBS - Anthem Medicare|All Plans $145.54 ↑ +155%
Alignment Medicare|All Plans $145.54 ↑ +155%
Blue Shield CA Medicare|All Plans $145.54 ↑ +155%
MHS Hospice Commercial|All Plans $145.54 ↑ +155%
Humana Medicare|All Plans $145.54 ↑ +155%
Aetna Medicare|All Plans $145.54 ↑ +155%
Aetna Commercial|Gatekeeper $145.54 ↑ +155%
Aetna Commercial|Non-Gatekeeper $145.54 ↑ +155%
United Commercial|All Other Plans $145.54 ↑ +155%
United Medicare|All Plans $145.54 ↑ +155%
Cigna Commercial|PPO $2,049.14 ↑ +3491%
Cigna Commercial|All Other Plans $2,049.14 ↑ +3491%

Visitor-reported prices

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Palb2 gene full gene seq at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $353.43 $135.30 – $611.10
Arroyo Grande Hospital Santa Maria $62.30 $72.77 – $1,743.09
Mercy Medical Center Mt. Shasta Mt Shasta $197.12 $75.69 – $145.54
Northridge Hospital Medical Center Northridge $40.61 $36.39 – $1,233.44
Mercy Medical Center Redding Redding $128.46 $110.62 – $145.54
St. Elizabeth Community Hospital Red Bluff $147.97 $71.32 – $145.54
Petaluma Valley Hospital Petaluma not published $565.76 – $783.52
Queen of The Valley Medical Center Napa not published $565.76 – $990.18

All California hospitals for this procedure →