Ortho hnd without jnt w/fit&adj at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$137.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$351.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.69 with Health Net vs $343.98 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $66.69 ↓ -52%
MHS HSPCC Commercial|All Plans $94.77 ↓ -31%
Partnership Health Plan Medicaid|> 21 $154.95 ↑ +13%
Partnership Health Plan Medicaid|< 21 $154.95 ↑ +13%
Molina Medicaid|< 21 $154.95 ↑ +13%
Molina Medicaid|> 21 $154.95 ↑ +13%
CenCal Medicaid|< 21 $154.95 ↑ +13%
BCBS - Anthem Medicaid|All Plans $154.95 ↑ +13%
CenCal Medicaid|> 21 $154.95 ↑ +13%
Western Growers Commercial|All Plans $175.50 ↑ +28%
United Commercial|HMO $175.50 ↑ +28%
United Commercial|Non-Options PPO $182.52 ↑ +33%
Health Net Medicaid|< 21 $190.59 ↑ +39%
Health Net Medicaid|> 21 $190.59 ↑ +39%
United Commercial|All Other Plans $207.09 ↑ +51%
Cigna Commercial|All Other Plans $210.60 ↑ +53%
Cigna Commercial|PPO $210.60 ↑ +53%
Kaiser Commercial|All Plans $217.62 ↑ +58%
Aetna Commercial|Gatekeeper $252.72 ↑ +84%
Aetna Commercial|Non-Gatekeeper $273.78 ↑ +99%
Healthsmart Commercial|All Plans $298.35 ↑ +117%
First Health Commercial|All Plans $298.35 ↑ +117%
BCBS - Anthem Commercial|MCS $319.41 ↑ +132%
BCBS - Anthem Commercial|Non-MCS $322.92 ↑ +135%
Blue Shield CA Commercial|FFS $329.94 ↑ +140%
Blue Shield CA Commercial|Exchange $329.94 ↑ +140%
MultiPlan Commercial|All Plans $343.98 ↑ +150%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ortho hnd without jnt w/fit&adj at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $150.23 $154.95 – $343.98
Dominican Hospital Santa Cruz $228.60 $154.95 – $508.00
Providence Saint Joseph Medical Center Burbank $24.50 $295.66 – $546.97
Mercy San Juan Medical Center Carmichael $138.65 $55.66 – $430.10
Mercy General Hospital Sacramento $110.31 $116.38 – $450.34
Mercy Hospital of Folsom Folsom $196.84 $55.66 – $485.76
Woodland Memorial Hospital Woodland $138.65 $55.66 – $506.00
Methodist Hospital of Sacramento Sacramento $145.73 $116.38 – $455.40

All California hospitals for this procedure →