Ortho elbow w/lock w/ft&adj at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$234.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$599.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.81 with Health Net vs $587.02 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $113.81 ↓ -52%
MHS HSPCC Commercial|All Plans $161.73 ↓ -31%
Partnership Health Plan Medicaid|> 21 $286.10 ↑ +22%
Partnership Health Plan Medicaid|< 21 $286.10 ↑ +22%
Molina Medicaid|< 21 $286.10 ↑ +22%
Molina Medicaid|> 21 $286.10 ↑ +22%
CenCal Medicaid|< 21 $286.10 ↑ +22%
BCBS - Anthem Medicaid|All Plans $286.10 ↑ +22%
CenCal Medicaid|> 21 $286.10 ↑ +22%
Western Growers Commercial|All Plans $299.50 ↑ +28%
United Commercial|HMO $299.50 ↑ +28%
United Commercial|Non-Options PPO $311.48 ↑ +33%
Health Net Medicaid|< 21 $351.90 ↑ +50%
Health Net Medicaid|> 21 $351.90 ↑ +50%
United Commercial|All Other Plans $353.41 ↑ +51%
Cigna Commercial|All Other Plans $359.40 ↑ +53%
Cigna Commercial|PPO $359.40 ↑ +53%
Kaiser Commercial|All Plans $371.38 ↑ +58%
Aetna Commercial|Gatekeeper $431.28 ↑ +84%
Aetna Commercial|Non-Gatekeeper $467.22 ↑ +99%
Healthsmart Commercial|All Plans $509.15 ↑ +117%
First Health Commercial|All Plans $509.15 ↑ +117%
BCBS - Anthem Commercial|MCS $545.09 ↑ +132%
BCBS - Anthem Commercial|Non-MCS $551.08 ↑ +135%
Blue Shield CA Commercial|FFS $563.06 ↑ +140%
Blue Shield CA Commercial|Exchange $563.06 ↑ +140%
MultiPlan Commercial|All Plans $587.02 ↑ +150%

Visitor-reported prices

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Ortho elbow w/lock w/ft&adj at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $977.62 $432.84 – $1,740.96
Arroyo Grande Hospital Santa Maria $256.38 $286.10 – $587.02
Mercy Medical Center Mt. Shasta Mt Shasta $1,643.92 $507.12 – $2,070.74
Dominican Hospital Santa Cruz $1,111.95 $286.10 – $2,471.00
St. Mary Medical Center Long Beach $926.65 $257.49 – $1,655.00
Community Hospital San Bernardino San Bernardino $842.61 $286.10 – $1,655.00
Glendale Memorial Hospital Health Center Glendale $702.53 $40.00 – $1,638.45
Mercy San Juan Medical Center Carmichael $590.47 $237.05 – $1,831.75

All California hospitals for this procedure →