Nivolumab 10 mg/ml intravenous solution (wrapper) at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$11,280.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28,776.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.35 with BCBS - Anthem vs $28,200.48 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $32.35 ↓ -100%
Partnership Health Plan Medicaid|> 21 $32.35 ↓ -100%
Molina Medicaid|> 21 $32.35 ↓ -100%
Molina Medicaid|< 21 $32.35 ↓ -100%
Partnership Health Plan Medicaid|< 21 $32.35 ↓ -100%
MHS Hospice Commercial|All Plans $32.90 ↓ -100%
CenCal Medicaid|> 21 $33.36 ↓ -100%
CenCal Medicaid|< 21 $33.36 ↓ -100%
Blue Shield CA Commercial|FFS $38.94 ↓ -100%
Blue Shield CA Commercial|Exchange $38.94 ↓ -100%
Blue Shield CA Medicare|All Plans $41.93 ↓ -100%
Humana Medicare|All Plans $41.93 ↓ -100%
Humana Commercial|All Plans $41.93 ↓ -100%
Aetna Medicare|All Plans $41.93 ↓ -100%
United Medicare|All Plans $41.93 ↓ -100%
Health Net Medicare|All Plans $41.93 ↓ -100%
Kaiser Medicare|All Plans $41.93 ↓ -100%
BCBS - Anthem Medicare|All Plans $41.93 ↓ -100%
Alignment Medicare|All Plans $41.93 ↓ -100%
United Commercial|Non-Options PPO $48.26 ↓ -100%
United Commercial|HMO $53.30 ↓ -100%
United Commercial|All Other Plans $53.30 ↓ -100%
Aetna Commercial|Gatekeeper $208.86 ↓ -98%
BCBS - Anthem Commercial|MCS $214.88 ↓ -98%
BCBS - Anthem Commercial|Non-MCS $214.88 ↓ -98%
Aetna Commercial|Non-Gatekeeper $326.77 ↓ -97%
MHS HSPCC Commercial|All Plans $7,769.52 ↓ -31%
Western Growers Commercial|All Plans $14,388.00 ↑ +28%
Health Net Commercial|FFS $16,114.56 ↑ +43%
Kaiser Commercial|All Plans $17,841.12 ↑ +58%
Cigna Commercial|All Other Plans $20,143.20 ↑ +79%
Cigna Commercial|PPO $20,143.20 ↑ +79%
Healthsmart Commercial|All Plans $24,459.60 ↑ +117%
First Health Commercial|All Plans $24,459.60 ↑ +117%
MultiPlan Commercial|All Plans $28,200.48 ↑ +150%

Visitor-reported prices

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Nivolumab 10 mg/ml intravenous solution (wrapper) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,772.98 $34.29 – $1,899.30
Arroyo Grande Hospital Santa Maria $12,316.13 $33.36 – $12,152.00
Mercy Hospitals – Bakersfield Bakersfield $1,858.71 $20.23 – $4,008.00
Bakersfield Memorial Hospital Bakersfield $11,534.45 $41.93 – $3,957.90
Queen of The Valley Medical Center Napa $18,214.73 $33.62 – $69.55
Providence St Joseph Hospital Eureka Eureka $18,214.73 $33.62 – $69.55
St. Joseph's Medical Center Stockton Stockton $7,545.22 $31.60 – $3,354.62
Providence Mission Hospital - Mission Viejo Mission Viejo $9,484.04 $28.58 – $69.55

All California hospitals for this procedure →