Neck MRA (blood vessel MRI, with and without contrast) at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,492.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,359.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.06 with BCBS - Anthem vs $2,474.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $339.06 ↓ -86%
Partnership Health Plan Medicaid|< 21 $339.06 ↓ -86%
Partnership Health Plan Medicaid|> 21 $339.06 ↓ -86%
Molina Medicaid|< 21 $339.06 ↓ -86%
Molina Medicaid|> 21 $339.06 ↓ -86%
CenCal Medicaid|> 21 $353.27 ↓ -86%
CenCal Medicaid|< 21 $353.27 ↓ -86%
Health Net Medicaid|> 21 $417.04 ↓ -83%
Health Net Medicaid|< 21 $417.04 ↓ -83%
MHS Hospice Commercial|All Plans $446.12 ↓ -82%
Humana Commercial|All Plans $453.77 ↓ -82%
Humana Medicare|All Plans $453.77 ↓ -82%
Aetna Medicare|All Plans $453.77 ↓ -82%
United Medicare|All Plans $453.77 ↓ -82%
Health Net Medicare|All Plans $453.77 ↓ -82%
Kaiser Medicare|All Plans $453.77 ↓ -82%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -82%
Alignment Medicare|All Plans $453.77 ↓ -82%
Blue Shield CA Medicare|All Plans $453.77 ↓ -82%
MHS HSPCC Commercial|All Plans $460.62 ↓ -82%
United Commercial|HMO $828.27 ↓ -67%
United Commercial|All Other Plans $828.27 ↓ -67%
United Commercial|Non-Options PPO $828.27 ↓ -67%
Western Growers Commercial|All Plans $853.00 ↓ -66%
Health Net Commercial|FFS $955.36 ↓ -62%
Kaiser Commercial|All Plans $1,057.72 ↓ -58%
Healthsmart Commercial|All Plans $1,450.10 ↓ -42%
First Health Commercial|All Plans $1,450.10 ↓ -42%
MultiPlan Commercial|All Plans $1,671.88 ↓ -33%
Aetna Commercial|Non-Gatekeeper $1,706.00 ↓ -32%
Aetna Commercial|Gatekeeper $1,706.00 ↓ -32%
Cigna Commercial|All Other Plans $2,111.00 ↓ -15%
Cigna Commercial|PPO $2,111.00 ↓ -15%
BCBS - Anthem Commercial|MCS $2,422.00 ↓ -3%
BCBS - Anthem Commercial|Non-MCS $2,474.00 ↓ -1%

Visitor-reported prices

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Neck MRA (blood vessel MRI, with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,659.98 $453.77 – $4,736.94
Banner Lassen Medical Center Susanville $1,407.51 $71.43 – $5,056.61
Petaluma Valley Hospital Petaluma $7,940.19 $470.15 – $5,227.89
Arroyo Grande Hospital Santa Maria $3,121.41 $339.06 – $5,415.48
Mark Twain Medical Center San Andreas $12,993.00 $339.06 – $4,901.96
Mercy Hospitals – Bakersfield Bakersfield $3,248.48 $339.06 – $7,004.80
Bakersfield Memorial Hospital Bakersfield $3,213.46 $339.06 – $6,917.24
Queen of The Valley Medical Center Napa $7,044.12 $495.35 – $6,606.76

All California hospitals for this procedure →