M/phmtrc alys skeletal musc at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$72.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.49 with MHS HSPCC vs $217.73 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $19.49 ↓ -31%
Western Growers Commercial|All Plans $36.08 ↑ +28%
Health Net Commercial|FFS $40.41 ↑ +43%
Kaiser Commercial|All Plans $44.74 ↑ +58%
First Health Commercial|All Plans $61.33 ↑ +117%
Healthsmart Commercial|All Plans $61.33 ↑ +117%
BCBS - Anthem Commercial|Non-MCS $67.83 ↑ +140%
BCBS - Anthem Commercial|MCS $69.27 ↑ +145%
MultiPlan Commercial|All Plans $70.71 ↑ +150%
United Commercial|Non-Options PPO $72.15 ↑ +155%
Health Net Medicare|All Plans $72.15 ↑ +155%
Humana Commercial|All Plans $72.15 ↑ +155%
Humana Medicare|All Plans $72.15 ↑ +155%
Aetna Medicare|All Plans $72.15 ↑ +155%
Aetna Commercial|Gatekeeper $72.15 ↑ +155%
Aetna Commercial|Non-Gatekeeper $72.15 ↑ +155%
Molina Medicaid|< 21 $72.15 ↑ +155%
Molina Medicaid|> 21 $72.15 ↑ +155%
United Commercial|All Other Plans $72.15 ↑ +155%
United Commercial|HMO $72.15 ↑ +155%
Alignment Medicare|All Plans $72.15 ↑ +155%
Blue Shield CA Medicare|All Plans $72.15 ↑ +155%
CenCal Medicaid|< 21 $72.15 ↑ +155%
CenCal Medicaid|> 21 $72.15 ↑ +155%
Partnership Health Plan Medicaid|< 21 $72.15 ↑ +155%
Partnership Health Plan Medicaid|> 21 $72.15 ↑ +155%
Kaiser Medicare|All Plans $72.15 ↑ +155%
BCBS - Anthem Medicaid|All Plans $72.15 ↑ +155%
BCBS - Anthem Medicare|All Plans $72.15 ↑ +155%
Health Net Medicaid|< 21 $88.75 ↑ +214%
Health Net Medicaid|> 21 $88.75 ↑ +214%
MHS Hospice Commercial|All Plans $167.65 ↑ +493%
Cigna Commercial|PPO $184.49 ↑ +552%
Cigna Commercial|All Other Plans $184.49 ↑ +552%
United Medicare|All Plans $217.73 ↑ +670%

Visitor-reported prices

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M/phmtrc alys skeletal musc at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $30.89 $36.08 – $156.93
Petaluma Valley Hospital Petaluma not published $189.77 – $287.00
Queen of The Valley Medical Center Napa not published $239.82 – $287.00
Providence St Joseph Hospital Eureka Eureka not published $219.12 – $287.00
Healdsburg Hospital Healdsburg not published $108.49 – $398.84
Redwood Memorial Hospital Fortuna not published $272.59 – $272.59
Santa Rosa Memorial Hospital Santa Rosa not published $204.03 – $287.00
Providence Mission Hospital - Mission Viejo Mission Viejo not published $186.26 – $405.38

All California hospitals for this procedure →