Ins lv lead exist pm/icd at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$20,566.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$52,466.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$279.60 with CenCal vs $51,416.68 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|< 21 $279.60 ↓ -99%
BCBS - Anthem Medicaid|All Plans $279.60 ↓ -99%
Partnership Health Plan Medicaid|< 21 $279.60 ↓ -99%
Molina Medicaid|< 21 $279.60 ↓ -99%
Molina Medicaid|> 21 $279.60 ↓ -99%
Partnership Health Plan Medicaid|> 21 $279.60 ↓ -99%
CenCal Medicaid|> 21 $279.60 ↓ -99%
Health Net Medicaid|< 21 $343.91 ↓ -98%
Health Net Medicaid|> 21 $343.91 ↓ -98%
Aetna Commercial|Gatekeeper $5,077.00 ↓ -75%
Aetna Commercial|Non-Gatekeeper $5,452.00 ↓ -73%
Blue Shield CA Commercial|Exchange $5,556.00 ↓ -73%
Blue Shield CA Commercial|FFS $8,190.00 ↓ -60%
Alignment Medicare|All Plans $13,297.25 ↓ -35%
Humana Medicare|All Plans $13,297.25 ↓ -35%
Humana Commercial|All Plans $13,297.25 ↓ -35%
Aetna Medicare|All Plans $13,297.25 ↓ -35%
United Medicare|All Plans $13,297.25 ↓ -35%
Health Net Medicare|All Plans $13,297.25 ↓ -35%
Kaiser Medicare|All Plans $13,297.25 ↓ -35%
BCBS - Anthem Medicare|All Plans $13,297.25 ↓ -35%
Blue Shield CA Medicare|All Plans $13,297.25 ↓ -35%
BCBS - Anthem Commercial|MCS $13,440.00 ↓ -35%
MHS HSPCC Commercial|All Plans $14,165.82 ↓ -31%
Western Growers Commercial|All Plans $26,233.00 ↑ +28%
Health Net Commercial|FFS $29,380.96 ↑ +43%
Kaiser Commercial|All Plans $32,528.92 ↑ +58%
Healthsmart Commercial|All Plans $44,596.10 ↑ +117%
First Health Commercial|All Plans $44,596.10 ↑ +117%
United Commercial|Non-Options PPO $48,268.72 ↑ +135%
MultiPlan Commercial|All Plans $51,416.68 ↑ +150%
BCBS - Anthem Commercial|Non-MCS $51,416.68 ↑ +150%

Visitor-reported prices

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Ins lv lead exist pm/icd at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $15,211.74 $423.01 – $27,089.40
Arroyo Grande Hospital Santa Maria $22,068.97 $279.60 – $50,531.74
Bakersfield Memorial Hospital Bakersfield $22,624.45 $279.60 – $48,701.13
Queen of The Valley Medical Center Napa $33,111.75 $7,483.00 – $62,607.00
St. Joseph's Medical Center Stockton Stockton $9,084.60 $279.60 – $25,956.00
Santa Rosa Memorial Hospital Santa Rosa $15,113.85 $2,995.00 – $20,488.00
Providence Mission Hospital - Mission Viejo Mission Viejo $11,028.00 $6,920.00 – $24,869.57
Mercy Medical Center Merced Merced $30,909.27 $279.60 – $59,417.82

All California hospitals for this procedure →