Ins cerv dilator (sep proc) at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$447.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,141.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$308.07 with MHS HSPCC vs $6,182.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $308.07 | ↓ -31% |
| MHS Hospice | Commercial|All Plans | $316.28 | ↓ -29% |
| Aetna | Medicare|All Plans | $386.50 | ↓ -14% |
| Humana | Commercial|All Plans | $386.50 | ↓ -14% |
| Humana | Medicare|All Plans | $386.50 | ↓ -14% |
| United | Medicare|All Plans | $386.50 | ↓ -14% |
| Health Net | Medicare|All Plans | $386.50 | ↓ -14% |
| Kaiser | Medicare|All Plans | $386.50 | ↓ -14% |
| BCBS - Anthem | Medicare|All Plans | $386.50 | ↓ -14% |
| Alignment | Medicare|All Plans | $386.50 | ↓ -14% |
| Blue Shield CA | Medicare|All Plans | $386.50 | ↓ -14% |
| Western Growers | Commercial|All Plans | $570.50 | ↑ +28% |
| Health Net | Commercial|FFS | $638.96 | ↑ +43% |
| Kaiser | Commercial|All Plans | $707.42 | ↑ +58% |
| Cigna | Commercial|All Other Plans | $798.70 | ↑ +79% |
| Cigna | Commercial|PPO | $798.70 | ↑ +79% |
| United | Commercial|Non-Options PPO | $924.21 | ↑ +107% |
| First Health | Commercial|All Plans | $969.85 | ↑ +117% |
| Healthsmart | Commercial|All Plans | $969.85 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $1,118.18 | ↑ +150% |
| Blue Shield CA | Commercial|Exchange | $1,282.00 | ↑ +187% |
| Blue Shield CA | Commercial|FFS | $1,890.00 | ↑ +323% |
| Aetna | Commercial|Gatekeeper | $4,063.00 | ↑ +808% |
| Aetna | Commercial|Non-Gatekeeper | $4,363.00 | ↑ +875% |
| United | Commercial|HMO | $4,926.00 | ↑ +1001% |
| BCBS - Anthem | Commercial|MCS | $5,243.00 | ↑ +1072% |
| BCBS - Anthem | Commercial|Non-MCS | $5,432.00 | ↑ +1114% |
| United | Commercial|All Other Plans | $6,182.00 | ↑ +1282% |
Visitor-reported prices
Comments
Ins cerv dilator (sep proc) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $355.66 | $219.24 – $732.82 |
| Banner Lassen Medical Center | Susanville | $577.43 | $60.84 – $495.67 |
| Petaluma Valley Hospital | Petaluma | $591.09 | $410.66 – $1,687.00 |
| Arroyo Grande Hospital | Santa Maria | $488.35 | $386.50 – $1,118.18 |
| Mercy Hospitals – Bakersfield | Bakersfield | $195.89 | $264.00 – $438.24 |
| Bakersfield Memorial Hospital | Bakersfield | $208.46 | $284.00 – $471.44 |
| Queen of The Valley Medical Center | Napa | $1,771.23 | $432.67 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $661.98 | $391.93 – $8,018.00 |