Ins cath ren art 1st uni at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$4,263.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,875.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$227.71 with CenCal vs $10,638.88 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CenCal | Medicaid|< 21 | $227.71 | ↓ -95% |
| CenCal | Medicaid|> 21 | $227.71 | ↓ -95% |
| Partnership Health Plan | Medicaid|< 21 | $227.85 | ↓ -95% |
| BCBS - Anthem | Medicaid|All Plans | $227.85 | ↓ -95% |
| Molina | Medicaid|< 21 | $227.85 | ↓ -95% |
| Partnership Health Plan | Medicaid|> 21 | $227.85 | ↓ -95% |
| Molina | Medicaid|> 21 | $227.85 | ↓ -95% |
| Health Net | Medicaid|< 21 | $280.26 | ↓ -93% |
| Health Net | Medicaid|> 21 | $280.26 | ↓ -93% |
| MHS HSPCC | Commercial|All Plans | $2,931.12 | ↓ -31% |
| MHS Hospice | Commercial|All Plans | $3,237.69 | ↓ -24% |
| Health Net | Medicare|All Plans | $3,999.21 | ↓ -6% |
| United | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Kaiser | Medicare|All Plans | $3,999.21 | ↓ -6% |
| BCBS - Anthem | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Alignment | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Blue Shield CA | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Aetna | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Humana | Medicare|All Plans | $3,999.21 | ↓ -6% |
| Humana | Commercial|All Plans | $3,999.21 | ↓ -6% |
| Aetna | Commercial|Gatekeeper | $4,567.00 | ↑ +7% |
| Aetna | Commercial|Non-Gatekeeper | $4,906.00 | ↑ +15% |
| Western Growers | Commercial|All Plans | $5,970.80 | ↑ +40% |
| Health Net | Commercial|FFS | $6,079.36 | ↑ +43% |
| Kaiser | Commercial|All Plans | $6,730.72 | ↑ +58% |
| Healthsmart | Commercial|All Plans | $9,227.60 | ↑ +116% |
| First Health | Commercial|All Plans | $9,227.60 | ↑ +116% |
| BCBS - Anthem | Commercial|MCS | $9,533.00 | ↑ +124% |
| United | Commercial|Non-Options PPO | $9,987.52 | ↑ +134% |
| BCBS - Anthem | Commercial|Non-MCS | $10,638.88 | ↑ +150% |
| MultiPlan | Commercial|All Plans | $10,638.88 | ↑ +150% |
Visitor-reported prices
Comments
Ins cath ren art 1st uni at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $3,707.67 | $344.72 – $7,477.22 |
| Petaluma Valley Hospital | Petaluma | $9,612.99 | $1,502.20 – $11,185.00 |
| Arroyo Grande Hospital | Santa Maria | $4,794.03 | $227.71 – $10,657.50 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,133.47 | $227.85 – $6,616.00 |
| Bakersfield Memorial Hospital | Bakersfield | $3,099.69 | $227.85 – $6,672.34 |
| Queen of The Valley Medical Center | Napa | $9,104.52 | $2,020.41 – $17,909.00 |
| Providence St Joseph Hospital Eureka | Eureka | $4,443.12 | $4,061.05 – $17,611.00 |
| Redwood Memorial Hospital | Fortuna | $3,685.26 | $9,031.00 – $25,998.00 |