Implant cochlear osia osi300 at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$7,160.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,266.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,214.10 with Health Net vs $6,262.20 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Commercial|FFS | $1,214.10 | ↓ -83% |
| CenCal | Medicaid|< 21 | $1,469.70 | ↓ -79% |
| CenCal | Medicaid|> 21 | $1,469.70 | ↓ -79% |
| MHS HSPCC | Commercial|All Plans | $1,725.30 | ↓ -76% |
| United | Commercial|HMO | $3,195.00 | ↓ -55% |
| Western Growers | Commercial|All Plans | $3,195.00 | ↓ -55% |
| United | Commercial|Non-Options PPO | $3,322.80 | ↓ -54% |
| United | Commercial|All Other Plans | $3,770.10 | ↓ -47% |
| Cigna | Commercial|PPO | $3,834.00 | ↓ -46% |
| Cigna | Commercial|All Other Plans | $3,834.00 | ↓ -46% |
| Kaiser | Commercial|All Plans | $3,961.80 | ↓ -45% |
| Aetna | Commercial|Gatekeeper | $4,600.80 | ↓ -36% |
| Aetna | Commercial|Non-Gatekeeper | $4,984.20 | ↓ -30% |
| First Health | Commercial|All Plans | $5,431.50 | ↓ -24% |
| Healthsmart | Commercial|All Plans | $5,431.50 | ↓ -24% |
| BCBS - Anthem | Commercial|MCS | $5,814.90 | ↓ -19% |
| BCBS - Anthem | Commercial|Non-MCS | $5,878.80 | ↓ -18% |
| Blue Shield CA | Commercial|FFS | $6,006.60 | ↓ -16% |
| Blue Shield CA | Commercial|Exchange | $6,006.60 | ↓ -16% |
| MultiPlan | Commercial|All Plans | $6,262.20 | ↓ -13% |
Visitor-reported prices
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Implant cochlear osia osi300 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $27,771.39 | $1,533.12 – $4,982.64 |
| Petaluma Valley Hospital | Petaluma | $32,360.40 | not published |
| Arroyo Grande Hospital | Santa Maria | $7,817.85 | $1,469.70 – $6,262.20 |
| Queen of The Valley Medical Center | Napa | $24,136.80 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $12,709.20 | not published |
| Healdsburg Hospital | Healdsburg | $14,952.00 | not published |
| Redwood Memorial Hospital | Fortuna | $12,709.20 | not published |
| Santa Rosa Memorial Hospital | Santa Rosa | $32,360.40 | not published |