Hast w/i&r phys/qhp at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$95.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$243.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.61 with MHS HSPCC vs $238.14 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $65.61 ↓ -31%
Western Growers Commercial|All Plans $121.50 ↑ +28%
MHS Hospice Commercial|All Plans $127.38 ↑ +34%
Health Net Commercial|FFS $136.08 ↑ +43%
Kaiser Commercial|All Plans $150.66 ↑ +58%
Humana Medicare|All Plans $163.78 ↑ +72%
United Medicare|All Plans $163.78 ↑ +72%
Aetna Medicare|All Plans $163.78 ↑ +72%
Humana Commercial|All Plans $163.78 ↑ +72%
Kaiser Medicare|All Plans $163.78 ↑ +72%
BCBS - Anthem Medicare|All Plans $163.78 ↑ +72%
Alignment Medicare|All Plans $163.78 ↑ +72%
Blue Shield CA Medicare|All Plans $163.78 ↑ +72%
Health Net Medicare|All Plans $163.78 ↑ +72%
Healthsmart Commercial|All Plans $206.55 ↑ +117%
First Health Commercial|All Plans $206.55 ↑ +117%
United Commercial|Non-Options PPO $223.56 ↑ +135%
BCBS - Anthem Commercial|Non-MCS $228.42 ↑ +140%
BCBS - Anthem Commercial|MCS $233.28 ↑ +145%
MultiPlan Commercial|All Plans $238.14 ↑ +150%

Visitor-reported prices

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Hast w/i&r phys/qhp at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $107.00 $125.00 – $245.00
Mark Twain Medical Center San Andreas $179.82 $69.85 – $264.60
St. Joseph's Medical Center Stockton Stockton $166.11 $118.65 – $474.60
Mercy Medical Center Merced Merced $142.66 $143.25 – $274.23
Dominican Hospital Santa Cruz $230.40 $177.09 – $554.29
Providence Cedars-Sinai Tarzana Medical Center Tarzana $133.00 $79.87 – $316.58
Sequoia Hospital Redwood City $469.56 $65.76 – $1,057.80
Providence Saint Joseph Medical Center Burbank $195.65 $154.48 – $316.58

All California hospitals for this procedure →