Fo nontorsion joint cf at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$79.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$203.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.57 with Health Net vs $198.94 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $38.57 ↓ -52%
MHS HSPCC Commercial|All Plans $54.81 ↓ -31%
Western Growers Commercial|All Plans $101.50 ↑ +28%
United Commercial|HMO $101.50 ↑ +28%
United Commercial|Non-Options PPO $105.56 ↑ +33%
United Commercial|All Other Plans $119.77 ↑ +51%
Cigna Commercial|All Other Plans $121.80 ↑ +53%
Cigna Commercial|PPO $121.80 ↑ +53%
Kaiser Commercial|All Plans $125.86 ↑ +58%
Molina Medicaid|< 21 $126.38 ↑ +59%
BCBS - Anthem Medicaid|All Plans $126.38 ↑ +59%
CenCal Medicaid|< 21 $126.38 ↑ +59%
CenCal Medicaid|> 21 $126.38 ↑ +59%
Partnership Health Plan Medicaid|< 21 $126.38 ↑ +59%
Partnership Health Plan Medicaid|> 21 $126.38 ↑ +59%
Molina Medicaid|> 21 $126.38 ↑ +59%
Aetna Commercial|Gatekeeper $146.16 ↑ +84%
Health Net Medicaid|> 21 $155.45 ↑ +95%
Health Net Medicaid|< 21 $155.45 ↑ +95%
Aetna Commercial|Non-Gatekeeper $158.34 ↑ +99%
Healthsmart Commercial|All Plans $172.55 ↑ +117%
First Health Commercial|All Plans $172.55 ↑ +117%
BCBS - Anthem Commercial|MCS $184.73 ↑ +132%
BCBS - Anthem Commercial|Non-MCS $186.76 ↑ +135%
Blue Shield CA Commercial|FFS $190.82 ↑ +140%
Blue Shield CA Commercial|Exchange $190.82 ↑ +140%
MultiPlan Commercial|All Plans $198.94 ↑ +150%

Visitor-reported prices

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Fo nontorsion joint cf at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $86.89 $101.50 – $198.94
Dominican Hospital Santa Cruz $298.35 $126.38 – $663.00
Mercy San Juan Medical Center Carmichael $112.89 $45.32 – $350.20
Mercy General Hospital Sacramento $89.82 $94.76 – $366.68
Mercy Hospital of Folsom Folsom $160.27 $45.32 – $395.52
Woodland Memorial Hospital Woodland $112.89 $45.32 – $412.00
Methodist Hospital of Sacramento Sacramento $118.66 $94.76 – $370.80
Providence Little Co of Mary Med Center San Pedro San Pedro $35.00 $241.15 – $446.13

All California hospitals for this procedure →