Fna bx w/ct gdn 1st les at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,299.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,866.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$428.52 with Partnership Health Plan vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $428.52 ↓ -81%
CenCal Medicaid|> 21 $428.52 ↓ -81%
Molina Medicaid|< 21 $428.52 ↓ -81%
Molina Medicaid|> 21 $428.52 ↓ -81%
CenCal Medicaid|< 21 $428.52 ↓ -81%
BCBS - Anthem Medicaid|All Plans $428.52 ↓ -81%
Partnership Health Plan Medicaid|< 21 $428.52 ↓ -81%
Health Net Medicaid|< 21 $527.08 ↓ -77%
Health Net Medicaid|> 21 $527.08 ↓ -77%
MHS HSPCC Commercial|All Plans $615.87 ↓ -73%
MHS Hospice Commercial|All Plans $712.67 ↓ -69%
Humana Commercial|All Plans $893.98 ↓ -61%
Humana Medicare|All Plans $893.98 ↓ -61%
Aetna Medicare|All Plans $893.98 ↓ -61%
United Medicare|All Plans $893.98 ↓ -61%
Health Net Medicare|All Plans $893.98 ↓ -61%
Kaiser Medicare|All Plans $893.98 ↓ -61%
BCBS - Anthem Medicare|All Plans $893.98 ↓ -61%
Alignment Medicare|All Plans $893.98 ↓ -61%
Blue Shield CA Medicare|All Plans $893.98 ↓ -61%
Western Growers Commercial|All Plans $1,254.55 ↓ -45%
Health Net Commercial|FFS $1,277.36 ↓ -44%
Blue Shield CA Commercial|Exchange $1,282.00 ↓ -44%
Kaiser Commercial|All Plans $1,414.22 ↓ -38%
Blue Shield CA Commercial|FFS $1,890.00 ↓ -18%
Healthsmart Commercial|All Plans $1,938.85 ↓ -16%
First Health Commercial|All Plans $1,938.85 ↓ -16%
United Commercial|Non-Options PPO $2,098.52 ↓ -9%
MultiPlan Commercial|All Plans $2,235.38 ↓ -3%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +77%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +90%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +128%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +136%

Visitor-reported prices

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Fna bx w/ct gdn 1st les at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $969.30 $597.51 – $1,726.14
Banner Lassen Medical Center Susanville $911.93 $140.72 – $1,694.59
Arroyo Grande Hospital Santa Maria $1,016.50 $428.52 – $2,327.50
Mercy Hospitals – Bakersfield Bakersfield $924.91 $428.52 – $1,913.60
Bakersfield Memorial Hospital Bakersfield $914.94 $428.52 – $1,969.47
Queen of The Valley Medical Center Napa $3,269.10 $1,005.45 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $2,601.00 $910.78 – $8,018.00
St. Joseph's Medical Center Stockton Stockton $1,039.88 $363.93 – $1,455.72

All California hospitals for this procedure →