Fine needle aspiration biopsy w/fluor gdn; ea addtl 10008 at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,322.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,373.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$145.57 with BCBS - Anthem vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $145.57 ↓ -89%
Partnership Health Plan Medicaid|> 21 $145.57 ↓ -89%
Partnership Health Plan Medicaid|< 21 $145.57 ↓ -89%
CenCal Medicaid|> 21 $145.57 ↓ -89%
CenCal Medicaid|< 21 $145.57 ↓ -89%
Molina Medicaid|< 21 $145.57 ↓ -89%
Molina Medicaid|> 21 $145.57 ↓ -89%
Health Net Medicaid|> 21 $179.05 ↓ -86%
Health Net Medicaid|< 21 $179.05 ↓ -86%
MHS HSPCC Commercial|All Plans $699.03 ↓ -47%
Western Growers Commercial|All Plans $1,423.95 ↑ +8%
Health Net Commercial|FFS $1,449.84 ↑ +10%
Kaiser Commercial|All Plans $1,605.18 ↑ +21%
Healthsmart Commercial|All Plans $2,200.65 ↑ +66%
First Health Commercial|All Plans $2,200.65 ↑ +66%
United Commercial|Non-Options PPO $2,381.88 ↑ +80%
MultiPlan Commercial|All Plans $2,537.22 ↑ +92%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +207%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +230%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +297%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +311%

Visitor-reported prices

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Fine needle aspiration biopsy w/fluor gdn; ea addtl 10008 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $415.67 $220.23 – $740.22
Arroyo Grande Hospital Santa Maria $1,108.10 $145.57 – $2,537.22
Mercy Hospitals – Bakersfield Bakersfield $462.27 $145.57 – $1,108.94
Bakersfield Memorial Hospital Bakersfield $457.29 $145.57 – $1,233.54
St. Joseph's Medical Center Stockton Stockton $519.80 $145.57 – $713.16
Mercy Medical Center Merced Merced $680.83 $145.57 – $576.18
Dominican Hospital Santa Cruz $594.45 $145.57 – $1,188.90
Northridge Hospital Medical Center Northridge $458.68 $145.57 – $1,644.00

All California hospitals for this procedure →