Endo cath panc duct s&i at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$1,017.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,596.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$165.14 with CenCal vs $2,119.74 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CenCal | Medicaid|< 21 | $165.14 | ↓ -84% |
| Partnership Health Plan | Medicaid|> 21 | $165.14 | ↓ -84% |
| BCBS - Anthem | Medicaid|All Plans | $165.14 | ↓ -84% |
| Partnership Health Plan | Medicaid|< 21 | $165.14 | ↓ -84% |
| CenCal | Medicaid|> 21 | $165.14 | ↓ -84% |
| Molina | Medicaid|< 21 | $165.14 | ↓ -84% |
| Molina | Medicaid|> 21 | $165.14 | ↓ -84% |
| Health Net | Medicaid|< 21 | $203.12 | ↓ -80% |
| Health Net | Medicaid|> 21 | $203.12 | ↓ -80% |
| Aetna | Commercial|Gatekeeper | $347.31 | ↓ -66% |
| MHS HSPCC | Commercial|All Plans | $584.01 | ↓ -43% |
| Aetna | Commercial|Non-Gatekeeper | $678.93 | ↓ -33% |
| Western Growers | Commercial|All Plans | $1,081.50 | ↑ +6% |
| Health Net | Commercial|FFS | $1,211.28 | ↑ +19% |
| BCBS - Anthem | Commercial|MCS | $1,296.59 | ↑ +27% |
| BCBS - Anthem | Commercial|Non-MCS | $1,324.54 | ↑ +30% |
| Kaiser | Commercial|All Plans | $1,341.06 | ↑ +32% |
| Healthsmart | Commercial|All Plans | $1,838.55 | ↑ +81% |
| First Health | Commercial|All Plans | $1,838.55 | ↑ +81% |
| United | Commercial|Non-Options PPO | $1,989.96 | ↑ +96% |
| MultiPlan | Commercial|All Plans | $2,119.74 | ↑ +108% |
Visitor-reported prices
Comments
Endo cath panc duct s&i at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,076.17 | $211.35 – $1,916.46 |
| Arroyo Grande Hospital | Santa Maria | $1,157.32 | $165.14 – $2,544.08 |
| Mark Twain Medical Center | San Andreas | $2,319.68 | $25.10 – $97.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $670.03 | $165.14 – $1,444.80 |
| Bakersfield Memorial Hospital | Bakersfield | $662.81 | $165.14 – $1,787.94 |
| Queen of The Valley Medical Center | Napa | $1,319.88 | $524.64 – $924.55 |
| St. Joseph's Medical Center Stockton | Stockton | $572.42 | $165.14 – $785.40 |
| Mercy Medical Center Merced | Merced | $1,979.15 | $165.14 – $768.24 |