Embolization s&i at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,368.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,492.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$816.48 with MHS HSPCC vs $3,024.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $816.48 ↓ -40%
Western Growers Commercial|All Plans $1,512.00 ↑ +10%
Health Net Commercial|FFS $1,693.44 ↑ +24%
Kaiser Commercial|All Plans $1,874.88 ↑ +37%
First Health Commercial|All Plans $2,570.40 ↑ +88%
Healthsmart Commercial|All Plans $2,570.40 ↑ +88%
United Commercial|Non-Options PPO $2,782.08 ↑ +103%
BCBS - Anthem Commercial|Non-MCS $2,842.56 ↑ +108%
BCBS - Anthem Commercial|MCS $2,903.04 ↑ +112%
MultiPlan Commercial|All Plans $2,963.52 ↑ +116%
Aetna Commercial|Gatekeeper $3,024.00 ↑ +121%
Aetna Commercial|Non-Gatekeeper $3,024.00 ↑ +121%

Visitor-reported prices

visitor-reported
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Embolization s&i at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4,632.29 $2,855.52 – $8,249.28
Petaluma Valley Hospital Petaluma $4,776.66 $4,830.97 – $5,605.50
Arroyo Grande Hospital Santa Maria $1,494.58 $1,663.00 – $3,326.00
Mercy Hospitals – Bakersfield Bakersfield $1,743.70 $2,350.00 – $3,760.00
Bakersfield Memorial Hospital Bakersfield $1,807.11 $1,105.41 – $4,874.76
Queen of The Valley Medical Center Napa $5,570.22 $7,083.97 – $7,116.50
Providence St Joseph Hospital Eureka Eureka $11,815.68 $8,033.26 – $8,033.26
Redwood Memorial Hospital Fortuna $8,492.01 $8,052.03 – $8,052.03

All California hospitals for this procedure →