Drvvt confirm - quest at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$104.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.98 with United vs $91.11 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $17.98 ↓ -56%
Humana Commercial|All Plans $17.98 ↓ -56%
Health Net Medicare|All Plans $17.98 ↓ -56%
BCBS - Anthem Medicare|All Plans $17.98 ↓ -56%
Aetna Medicare|All Plans $17.98 ↓ -56%
Alignment Medicare|All Plans $17.98 ↓ -56%
MHS Hospice Commercial|All Plans $17.98 ↓ -56%
Kaiser Medicare|All Plans $17.98 ↓ -56%
Humana Medicare|All Plans $17.98 ↓ -56%
Blue Shield CA Medicare|All Plans $17.98 ↓ -56%
CenCal Medicaid|> 21 $20.63 ↓ -50%
CenCal Medicaid|< 21 $20.63 ↓ -50%
United Commercial|All Other Plans $21.58 ↓ -47%
United Commercial|HMO $21.58 ↓ -47%
United Commercial|Non-Options PPO $21.58 ↓ -47%
Molina Medicaid|> 21 $22.92 ↓ -44%
Molina Medicaid|< 21 $22.92 ↓ -44%
Partnership Health Plan Medicaid|< 21 $22.92 ↓ -44%
Partnership Health Plan Medicaid|> 21 $22.92 ↓ -44%
BCBS - Anthem Medicaid|All Plans $22.92 ↓ -44%
MHS HSPCC Commercial|All Plans $24.60 ↓ -40%
Health Net Medicaid|> 21 $28.19 ↓ -31%
Health Net Medicaid|< 21 $28.19 ↓ -31%
Blue Shield CA Commercial|Exchange $43.74 ↑ +7%
Western Growers Commercial|All Plans $45.56 ↑ +11%
Health Net Commercial|FFS $51.03 ↑ +24%
Cigna Commercial|All Other Plans $54.48 ↑ +33%
Cigna Commercial|PPO $54.48 ↑ +33%
Kaiser Commercial|All Plans $56.49 ↑ +38%
Blue Shield CA Commercial|FFS $61.96 ↑ +51%
Healthsmart Commercial|All Plans $77.45 ↑ +89%
First Health Commercial|All Plans $77.45 ↑ +89%
BCBS - Anthem Commercial|Non-MCS $85.65 ↑ +109%
BCBS - Anthem Commercial|MCS $87.47 ↑ +113%
MultiPlan Commercial|All Plans $89.29 ↑ +118%
Aetna Commercial|Gatekeeper $91.11 ↑ +122%
Aetna Commercial|Non-Gatekeeper $91.11 ↑ +122%

Visitor-reported prices

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Drvvt confirm - quest at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $71.52 $3.60 – $116.40
Arroyo Grande Hospital Santa Maria $44.80 $17.98 – $89.29
Mercy Medical Center Mt. Shasta Mt Shasta $83.40 $15.98 – $105.05
Sierra Nevada Memorial Hospital Grass Valley $10.67 $13.12 – $19.57
Mercy San Juan Medical Center Carmichael $5.37 $2.16 – $39.83
Mercy Medical Center Redding Redding $54.35 $15.98 – $105.05
Mercy Hospital of Folsom Folsom $7.62 $2.16 – $39.83
Woodland Memorial Hospital Woodland $5.37 $2.16 – $19.57

All California hospitals for this procedure →