CT scan for therapy guide at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$716.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,828.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.38 with MHS HSPCC vs $1,768.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $79.38 ↓ -89%
BCBS - Anthem Medicaid|All Plans $105.16 ↓ -85%
Partnership Health Plan Medicaid|> 21 $105.16 ↓ -85%
CenCal Medicaid|< 21 $105.16 ↓ -85%
Molina Medicaid|< 21 $105.16 ↓ -85%
Molina Medicaid|> 21 $105.16 ↓ -85%
Partnership Health Plan Medicaid|< 21 $105.16 ↓ -85%
CenCal Medicaid|> 21 $105.16 ↓ -85%
Health Net Medicaid|< 21 $129.35 ↓ -82%
Health Net Medicaid|> 21 $129.35 ↓ -82%
Western Growers Commercial|All Plans $147.00 ↓ -79%
Health Net Commercial|FFS $164.64 ↓ -77%
Kaiser Commercial|All Plans $182.28 ↓ -75%
Healthsmart Commercial|All Plans $249.90 ↓ -65%
First Health Commercial|All Plans $249.90 ↓ -65%
United Commercial|Non-Options PPO $270.48 ↓ -62%
BCBS - Anthem Commercial|Non-MCS $276.36 ↓ -61%
BCBS - Anthem Commercial|MCS $282.24 ↓ -61%
MultiPlan Commercial|All Plans $288.12 ↓ -60%
Aetna Commercial|Non-Gatekeeper $294.00 ↓ -59%
Aetna Commercial|Gatekeeper $294.00 ↓ -59%
Cigna Commercial|All Other Plans $1,768.00 ↑ +147%
Cigna Commercial|PPO $1,768.00 ↑ +147%

Visitor-reported prices

visitor-reported
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CT scan for therapy guide at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $742.85 $159.10 – $1,566.00
Arroyo Grande Hospital Santa Maria $899.23 $105.16 – $1,770.86
Mercy Hospitals – Bakersfield Bakersfield $305.34 $105.16 – $1,130.00
Bakersfield Memorial Hospital Bakersfield $302.05 $105.16 – $1,130.00
Providence St Joseph Hospital Eureka Eureka $563.04 $907.62 – $907.62
St. Joseph's Medical Center Stockton Stockton $316.94 $105.16 – $3,330.00
Santa Rosa Memorial Hospital Santa Rosa $704.82 $680.92 – $1,047.13
Providence Mission Hospital - Mission Viejo Mission Viejo $1,029.12 $853.64 – $1,016.28

All California hospitals for this procedure →