CT guidance for needle placement at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,537.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,921.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.05 with CenCal vs $3,557.40 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|< 21 $111.05 ↓ -93%
BCBS - Anthem Medicaid|All Plans $111.05 ↓ -93%
Partnership Health Plan Medicaid|> 21 $111.05 ↓ -93%
Molina Medicaid|< 21 $111.05 ↓ -93%
Molina Medicaid|> 21 $111.05 ↓ -93%
Partnership Health Plan Medicaid|< 21 $111.05 ↓ -93%
CenCal Medicaid|> 21 $111.05 ↓ -93%
Health Net Medicaid|> 21 $136.59 ↓ -91%
Health Net Medicaid|< 21 $136.59 ↓ -91%
Aetna Commercial|Gatekeeper $565.82 ↓ -63%
MHS HSPCC Commercial|All Plans $980.10 ↓ -36%
Aetna Commercial|Non-Gatekeeper $1,106.09 ↓ -28%
Cigna Commercial|All Other Plans $1,768.00 ↑ +15%
Cigna Commercial|PPO $1,768.00 ↑ +15%
Western Growers Commercial|All Plans $1,815.00 ↑ +18%
Health Net Commercial|FFS $2,032.80 ↑ +32%
Kaiser Commercial|All Plans $2,250.60 ↑ +46%
Healthsmart Commercial|All Plans $3,085.50 ↑ +101%
First Health Commercial|All Plans $3,085.50 ↑ +101%
United Commercial|Non-Options PPO $3,339.60 ↑ +117%
BCBS - Anthem Commercial|MCS $3,398.38 ↑ +121%
BCBS - Anthem Commercial|Non-MCS $3,412.20 ↑ +122%
MultiPlan Commercial|All Plans $3,557.40 ↑ +131%

Visitor-reported prices

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CT guidance for needle placement at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,722.66 $168.01 – $3,067.74
Banner Lassen Medical Center Susanville $751.92 $183.23 – $1,441.42
Arroyo Grande Hospital Santa Maria $2,071.10 $111.05 – $4,506.04
Mark Twain Medical Center San Andreas $1,890.78 $111.05 – $1,110.34
Mercy Hospitals – Bakersfield Bakersfield $831.79 $111.05 – $1,793.60
Bakersfield Memorial Hospital Bakersfield $822.82 $111.05 – $2,219.58
Queen of The Valley Medical Center Napa $3,626.61 $863.09 – $2,423.25
Providence St Joseph Hospital Eureka Eureka $1,835.49 $2,747.98 – $2,747.98

All California hospitals for this procedure →