Coveredge 32 lead kit 40cm 48 at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,507.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,049.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.69 with Health Net vs $343.98 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $66.69 ↓ -99%
CenCal Medicaid|< 21 $80.73 ↓ -99%
CenCal Medicaid|> 21 $80.73 ↓ -99%
MHS HSPCC Commercial|All Plans $94.77 ↓ -98%
United Commercial|HMO $175.50 ↓ -97%
Western Growers Commercial|All Plans $175.50 ↓ -97%
United Commercial|Non-Options PPO $182.52 ↓ -97%
United Commercial|All Other Plans $207.09 ↓ -96%
Cigna Commercial|PPO $210.60 ↓ -96%
Cigna Commercial|All Other Plans $210.60 ↓ -96%
Kaiser Commercial|All Plans $217.62 ↓ -96%
Aetna Commercial|Gatekeeper $252.72 ↓ -95%
Aetna Commercial|Non-Gatekeeper $273.78 ↓ -95%
First Health Commercial|All Plans $298.35 ↓ -95%
Healthsmart Commercial|All Plans $298.35 ↓ -95%
BCBS - Anthem Commercial|MCS $319.41 ↓ -94%
BCBS - Anthem Commercial|Non-MCS $322.92 ↓ -94%
Blue Shield CA Commercial|FFS $329.94 ↓ -94%
Blue Shield CA Commercial|Exchange $329.94 ↓ -94%
MultiPlan Commercial|All Plans $343.98 ↓ -94%

Visitor-reported prices

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Coveredge 32 lead kit 40cm 48 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $6,152.59 $315.84 – $1,200.50
Petaluma Valley Hospital Petaluma $4,773.60 not published
Arroyo Grande Hospital Santa Maria $6,012.98 $80.73 – $343.98
Mark Twain Medical Center San Andreas $1,321.35 $513.27 – $1,944.32
Mercy Hospitals – Bakersfield Bakersfield $2,634.10 $43.75 – $157.50
Bakersfield Memorial Hospital Bakersfield $2,605.70 $43.75 – $169.75
Queen of The Valley Medical Center Napa $4,551.75 not published
Providence St Joseph Hospital Eureka Eureka $3,151.80 not published

All California hospitals for this procedure →