Cardiac drug stress test at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$289.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$738.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$119.95 with BCBS - Anthem vs $5,865.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|All Plans | $119.95 | ↓ -59% |
| Partnership Health Plan | Medicaid|> 21 | $119.95 | ↓ -59% |
| Partnership Health Plan | Medicaid|< 21 | $119.95 | ↓ -59% |
| Molina | Medicaid|> 21 | $119.95 | ↓ -59% |
| Molina | Medicaid|< 21 | $119.95 | ↓ -59% |
| Health Net | Medicaid|< 21 | $147.54 | ↓ -49% |
| Health Net | Medicaid|> 21 | $147.54 | ↓ -49% |
| CenCal | Medicaid|> 21 | $190.17 | ↓ -34% |
| CenCal | Medicaid|< 21 | $190.17 | ↓ -34% |
| MHS HSPCC | Commercial|All Plans | $199.26 | ↓ -31% |
| Western Growers | Commercial|All Plans | $369.00 | ↑ +28% |
| Health Net | Commercial|FFS | $413.28 | ↑ +43% |
| MHS Hospice | Commercial|All Plans | $424.78 | ↑ +47% |
| Kaiser | Commercial|All Plans | $457.56 | ↑ +58% |
| BCBS - Anthem | Commercial|MCS | $493.04 | ↑ +70% |
| BCBS - Anthem | Commercial|Non-MCS | $503.67 | ↑ +74% |
| Humana | Commercial|All Plans | $507.02 | ↑ +75% |
| Health Net | Medicare|All Plans | $507.02 | ↑ +75% |
| United | Medicare|All Plans | $507.02 | ↑ +75% |
| Kaiser | Medicare|All Plans | $507.02 | ↑ +75% |
| BCBS - Anthem | Medicare|All Plans | $507.02 | ↑ +75% |
| Alignment | Medicare|All Plans | $507.02 | ↑ +75% |
| Blue Shield CA | Medicare|All Plans | $507.02 | ↑ +75% |
| Aetna | Medicare|All Plans | $507.02 | ↑ +75% |
| Humana | Medicare|All Plans | $507.02 | ↑ +75% |
| United | Commercial|Non-Options PPO | $590.40 | ↑ +104% |
| First Health | Commercial|All Plans | $627.30 | ↑ +117% |
| Healthsmart | Commercial|All Plans | $627.30 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $723.24 | ↑ +150% |
| United | Commercial|HMO | $4,500.00 | ↑ +1455% |
| United | Commercial|All Other Plans | $5,865.00 | ↑ +1927% |
Visitor-reported prices
Comments
Cardiac drug stress test at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | not published | $272.75 – $602.01 |
| Queen of The Valley Medical Center | Napa | not published | $344.69 – $372.66 |
| Providence St Joseph Hospital Eureka | Eureka | not published | $390.88 – $574.56 |
| Healdsburg Hospital | Healdsburg | not published | $139.04 – $601.89 |
| Redwood Memorial Hospital | Fortuna | not published | $391.79 – $391.79 |
| Santa Rosa Memorial Hospital | Santa Rosa | not published | $293.25 – $621.60 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | not published | $339.30 – $1,062.94 |
| Providence Cedars-Sinai Tarzana Medical Center | Tarzana | not published | $100.15 – $1,062.94 |