Brain MRA (blood vessel MRI, with and without contrast) at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,290.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,394.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$324.17 with BCBS - Anthem vs $2,474.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $324.17 ↓ -90%
Partnership Health Plan Medicaid|< 21 $324.17 ↓ -90%
Partnership Health Plan Medicaid|> 21 $324.17 ↓ -90%
Molina Medicaid|< 21 $324.17 ↓ -90%
Molina Medicaid|> 21 $324.17 ↓ -90%
CenCal Medicaid|> 21 $337.61 ↓ -90%
CenCal Medicaid|< 21 $337.61 ↓ -90%
Health Net Medicaid|> 21 $398.73 ↓ -88%
Health Net Medicaid|< 21 $398.73 ↓ -88%
MHS Hospice Commercial|All Plans $446.12 ↓ -86%
Humana Commercial|All Plans $453.77 ↓ -86%
Humana Medicare|All Plans $453.77 ↓ -86%
Aetna Medicare|All Plans $453.77 ↓ -86%
United Medicare|All Plans $453.77 ↓ -86%
Health Net Medicare|All Plans $453.77 ↓ -86%
Kaiser Medicare|All Plans $453.77 ↓ -86%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -86%
Alignment Medicare|All Plans $453.77 ↓ -86%
Blue Shield CA Medicare|All Plans $453.77 ↓ -86%
MHS HSPCC Commercial|All Plans $475.74 ↓ -86%
United Commercial|HMO $828.27 ↓ -75%
United Commercial|All Other Plans $828.27 ↓ -75%
United Commercial|Non-Options PPO $828.27 ↓ -75%
Western Growers Commercial|All Plans $881.00 ↓ -73%
Health Net Commercial|FFS $986.72 ↓ -70%
Kaiser Commercial|All Plans $1,092.44 ↓ -67%
Healthsmart Commercial|All Plans $1,497.70 ↓ -54%
First Health Commercial|All Plans $1,497.70 ↓ -54%
Aetna Commercial|Gatekeeper $1,713.53 ↓ -48%
MultiPlan Commercial|All Plans $1,726.76 ↓ -48%
Aetna Commercial|Non-Gatekeeper $1,762.00 ↓ -46%
Cigna Commercial|All Other Plans $2,111.00 ↓ -36%
Cigna Commercial|PPO $2,111.00 ↓ -36%
BCBS - Anthem Commercial|MCS $2,422.00 ↓ -26%
BCBS - Anthem Commercial|Non-MCS $2,474.00 ↓ -25%

Visitor-reported prices

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Brain MRA (blood vessel MRI, with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,761.59 $453.77 – $4,917.90
Banner Lassen Medical Center Susanville $838.35 $71.43 – $3,011.85
Arroyo Grande Hospital Santa Maria $4,128.06 $324.17 – $7,135.38
Mark Twain Medical Center San Andreas $12,859.13 $324.17 – $4,885.30
Mercy Hospitals – Bakersfield Bakersfield $2,943.89 $324.17 – $6,348.00
Bakersfield Memorial Hospital Bakersfield $2,912.15 $324.17 – $6,268.65
Queen of The Valley Medical Center Napa $7,044.12 $495.35 – $6,606.76
Providence St Joseph Hospital Eureka Eureka $4,752.69 $448.71 – $7,492.11

All California hospitals for this procedure →