Bone marrow biopsyneedle/trocar 38221 at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,843.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,704.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$224.72 with BCBS - Anthem vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $224.72 ↓ -88%
Molina Medicaid|> 21 $224.72 ↓ -88%
Molina Medicaid|< 21 $224.72 ↓ -88%
Partnership Health Plan Medicaid|> 21 $224.72 ↓ -88%
Partnership Health Plan Medicaid|< 21 $224.72 ↓ -88%
CenCal Medicaid|> 21 $246.96 ↓ -87%
CenCal Medicaid|< 21 $246.96 ↓ -87%
Health Net Medicaid|< 21 $276.41 ↓ -85%
Health Net Medicaid|> 21 $276.41 ↓ -85%
MHS HSPCC Commercial|All Plans $465.21 ↓ -75%
Western Growers Commercial|All Plans $947.65 ↓ -49%
Health Net Commercial|FFS $964.88 ↓ -48%
Kaiser Commercial|All Plans $1,068.26 ↓ -42%
Blue Shield CA Commercial|Exchange $1,282.00 ↓ -30%
Healthsmart Commercial|All Plans $1,464.55 ↓ -21%
First Health Commercial|All Plans $1,464.55 ↓ -21%
United Commercial|Non-Options PPO $1,585.16 ↓ -14%
MultiPlan Commercial|All Plans $1,688.54 ↓ -8%
Blue Shield CA Medicare|All Plans $1,723.00 ↓ -7%
Humana Medicare|All Plans $1,723.00 ↓ -7%
Humana Commercial|All Plans $1,723.00 ↓ -7%
Kaiser Medicare|All Plans $1,723.00 ↓ -7%
BCBS - Anthem Medicare|All Plans $1,723.00 ↓ -7%
Alignment Medicare|All Plans $1,723.00 ↓ -7%
Aetna Medicare|All Plans $1,723.00 ↓ -7%
Health Net Medicare|All Plans $1,723.00 ↓ -7%
Blue Shield CA Commercial|FFS $1,890.00 ↑ +2%
United Medicare|All Plans $2,058.68 ↑ +12%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +120%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +137%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +184%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +195%

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,011.78 $276.41 – $3,763.88
Banner Lassen Medical Center Susanville $943.78 $323.12 – $1,168.85
Arroyo Grande Hospital Santa Maria $765.70 $224.72 – $1,723.00
Mark Twain Medical Center San Andreas $2,293.04 $224.72 – $2,044.28
Mercy Hospitals – Bakersfield Bakersfield $1,186.83 $224.72 – $1,623.00
Bakersfield Memorial Hospital Bakersfield $1,174.04 $224.72 – $1,623.00
Queen of The Valley Medical Center Napa $2,782.05 $1,727.00 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $2,357.22 $1,802.00 – $9,858.00

All California hospitals for this procedure →