Avulsion nail plate partial/complete simple single nail plate at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.74 with BCBS - Anthem vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $36.74
Partnership Health Plan Medicaid|< 21 $36.74
Partnership Health Plan Medicaid|> 21 $36.74
Molina Medicaid|< 21 $36.74
Molina Medicaid|> 21 $36.74
Health Net Medicaid|< 21 $45.19
Health Net Medicaid|> 21 $45.19
CenCal Medicaid|< 21 $57.92
CenCal Medicaid|> 21 $57.92
MHS Hospice Commercial|All Plans $204.14
United Medicare|All Plans $252.47
Aetna Medicare|All Plans $252.47
Alignment Medicare|All Plans $252.47
Blue Shield CA Medicare|All Plans $252.47
Health Net Medicare|All Plans $252.47
Humana Medicare|All Plans $252.47
Humana Commercial|All Plans $252.47
Kaiser Medicare|All Plans $252.47
BCBS - Anthem Medicare|All Plans $252.47
Blue Shield CA Commercial|Exchange $1,282.00
Blue Shield CA Commercial|FFS $1,890.00
Aetna Commercial|Gatekeeper $4,063.00
Aetna Commercial|Non-Gatekeeper $4,363.00
BCBS - Anthem Commercial|MCS $5,243.00
BCBS - Anthem Commercial|Non-MCS $5,432.00
MHS HSPCC Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
Health Net Commercial|FFS not published by hospital
Kaiser Commercial|All Plans not published by hospital
Western Growers Commercial|All Plans not published by hospital

Visitor-reported prices

visitor-reported
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Avulsion nail plate partial/complete simple single nail plate at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $92.96 $45.19 – $448.00
Petaluma Valley Hospital Petaluma $763.47 $270.38 – $1,687.00
Mark Twain Medical Center San Andreas $71.93 $26.39 – $99.96
Bakersfield Memorial Hospital Bakersfield $139.46 $36.74 – $300.20
Queen of The Valley Medical Center Napa $1,145.97 $284.87 – $6,200.00
Providence St Joseph Hospital Eureka Eureka $523.77 $258.05 – $8,018.00
Healdsburg Hospital Healdsburg $552.33 $270.32 – $3,982.87
Redwood Memorial Hospital Fortuna $525.81 $1,333.00 – $20,799.00

All California hospitals for this procedure →