Aspa gene at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$109.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$279.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.97 with MHS HSPCC vs $143.11 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $10.97 | ↓ -90% |
| Western Growers | Commercial|All Plans | $20.31 | ↓ -81% |
| Health Net | Commercial|FFS | $22.75 | ↓ -79% |
| Kaiser | Commercial|All Plans | $25.18 | ↓ -77% |
| Healthsmart | Commercial|All Plans | $34.52 | ↓ -68% |
| First Health | Commercial|All Plans | $34.52 | ↓ -68% |
| BCBS - Anthem | Commercial|Non-MCS | $38.18 | ↓ -65% |
| BCBS - Anthem | Commercial|MCS | $38.99 | ↓ -64% |
| MultiPlan | Commercial|All Plans | $39.80 | ↓ -64% |
| United | Commercial|HMO | $40.61 | ↓ -63% |
| United | Commercial|Non-Options PPO | $40.61 | ↓ -63% |
| Health Net | Medicare|All Plans | $40.61 | ↓ -63% |
| Humana | Commercial|All Plans | $40.61 | ↓ -63% |
| Kaiser | Medicare|All Plans | $40.61 | ↓ -63% |
| BCBS - Anthem | Medicare|All Plans | $40.61 | ↓ -63% |
| Alignment | Medicare|All Plans | $40.61 | ↓ -63% |
| Blue Shield CA | Medicare|All Plans | $40.61 | ↓ -63% |
| MHS Hospice | Commercial|All Plans | $40.61 | ↓ -63% |
| Humana | Medicare|All Plans | $40.61 | ↓ -63% |
| Aetna | Medicare|All Plans | $40.61 | ↓ -63% |
| Aetna | Commercial|Gatekeeper | $40.61 | ↓ -63% |
| Aetna | Commercial|Non-Gatekeeper | $40.61 | ↓ -63% |
| United | Commercial|All Other Plans | $40.61 | ↓ -63% |
| United | Medicare|All Plans | $40.61 | ↓ -63% |
| Cigna | Commercial|PPO | $143.11 | ↑ +31% |
| Cigna | Commercial|All Other Plans | $143.11 | ↑ +31% |
Visitor-reported prices
Comments
Aspa gene at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $119.59 | $20.31 – $121.73 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $31.60 | $21.12 – $40.61 |
| Mercy Medical Center Redding | Redding | $20.59 | $30.87 – $40.61 |
| St. Elizabeth Community Hospital | Red Bluff | $23.72 | $19.90 – $40.61 |
| Petaluma Valley Hospital | Petaluma | not published | $46.30 – $818.09 |
| Queen of The Valley Medical Center | Napa | not published | $47.25 – $1,033.86 |
| Providence St Joseph Hospital Eureka | Eureka | not published | $47.25 – $1,954.01 |
| Healdsburg Hospital | Healdsburg | not published | $47.25 – $467.69 |