Artery x-rays chest at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$4,711.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,018.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$208.55 with Partnership Health Plan vs $15,820.61 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $208.55 | ↓ -96% |
| Molina | Medicaid|> 21 | $208.55 | ↓ -96% |
| Partnership Health Plan | Medicaid|< 21 | $208.55 | ↓ -96% |
| Molina | Medicaid|< 21 | $208.55 | ↓ -96% |
| BCBS - Anthem | Medicaid|All Plans | $208.55 | ↓ -96% |
| CenCal | Medicaid|< 21 | $210.47 | ↓ -96% |
| CenCal | Medicaid|> 21 | $210.47 | ↓ -96% |
| Health Net | Medicaid|< 21 | $256.52 | ↓ -95% |
| Health Net | Medicaid|> 21 | $256.52 | ↓ -95% |
| Aetna | Commercial|Gatekeeper | $944.74 | ↓ -80% |
| Aetna | Commercial|Non-Gatekeeper | $1,846.82 | ↓ -61% |
| MHS Hospice | Commercial|All Plans | $3,237.69 | ↓ -31% |
| MHS HSPCC | Commercial|All Plans | $3,244.86 | ↓ -31% |
| Kaiser | Medicare|All Plans | $3,999.21 | ↓ -15% |
| United | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Health Net | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Aetna | Medicare|All Plans | $3,999.21 | ↓ -15% |
| BCBS - Anthem | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Alignment | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Blue Shield CA | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Humana | Medicare|All Plans | $3,999.21 | ↓ -15% |
| Humana | Commercial|All Plans | $3,999.21 | ↓ -15% |
| BCBS - Anthem | Commercial|MCS | $5,187.04 | ↑ +10% |
| BCBS - Anthem | Commercial|Non-MCS | $5,298.87 | ↑ +12% |
| Western Growers | Commercial|All Plans | $6,009.00 | ↑ +28% |
| United | Commercial|HMO | $6,438.74 | ↑ +37% |
| United | Commercial|All Other Plans | $6,438.74 | ↑ +37% |
| United | Commercial|Non-Options PPO | $6,438.74 | ↑ +37% |
| Health Net | Commercial|FFS | $6,730.08 | ↑ +43% |
| Kaiser | Commercial|All Plans | $7,451.16 | ↑ +58% |
| Healthsmart | Commercial|All Plans | $10,215.30 | ↑ +117% |
| First Health | Commercial|All Plans | $10,215.30 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $11,777.64 | ↑ +150% |
| Cigna | Commercial|All Other Plans | $15,820.61 | ↑ +236% |
| Cigna | Commercial|PPO | $15,820.61 | ↑ +236% |
Visitor-reported prices
Comments
Artery x-rays chest at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,695.50 | $315.52 – $13,858.31 |
| Arroyo Grande Hospital | Santa Maria | $5,143.71 | $208.55 – $13,457.70 |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,022.54 | $208.55 – $15,009.21 |
| Bakersfield Memorial Hospital | Bakersfield | $2,989.95 | $208.55 – $15,009.21 |
| St. Joseph's Medical Center Stockton | Stockton | $1,881.02 | $208.55 – $6,337.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $3,535.68 | $1,016.79 – $7,512.94 |
| Mercy Medical Center Merced | Merced | $4,057.17 | $208.55 – $7,405.32 |
| Northridge Hospital Medical Center | Northridge | $1,260.53 | $208.55 – $9,522.92 |