Access & clsr pq fem art endogft dlvry w/img uni at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,986.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,067.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.59 with BCBS - Anthem vs $12,667.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $107.59 ↓ -95%
Partnership Health Plan Medicaid|> 21 $107.59 ↓ -95%
Partnership Health Plan Medicaid|< 21 $107.59 ↓ -95%
Molina Medicaid|< 21 $107.59 ↓ -95%
Molina Medicaid|> 21 $107.59 ↓ -95%
CenCal Medicaid|< 21 $107.89 ↓ -95%
CenCal Medicaid|> 21 $107.89 ↓ -95%
Health Net Medicaid|< 21 $132.34 ↓ -93%
Health Net Medicaid|> 21 $132.34 ↓ -93%
MHS HSPCC Commercial|All Plans $1,368.09 ↓ -31%
Western Growers Commercial|All Plans $2,786.85 ↑ +40%
Health Net Commercial|FFS $2,837.52 ↑ +43%
Kaiser Commercial|All Plans $3,141.54 ↑ +58%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +105%
Blue Shield CA Commercial|Exchange $4,152.00 ↑ +109%
First Health Commercial|All Plans $4,306.95 ↑ +117%
Healthsmart Commercial|All Plans $4,306.95 ↑ +117%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +120%
United Commercial|Non-Options PPO $4,661.64 ↑ +135%
MultiPlan Commercial|All Plans $4,965.66 ↑ +150%
BCBS - Anthem Commercial|Non-MCS $4,965.66 ↑ +150%
Blue Shield CA Commercial|FFS $6,120.00 ↑ +208%
BCBS - Anthem Commercial|MCS $12,667.00 ↑ +538%

Visitor-reported prices

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Access & clsr pq fem art endogft dlvry w/img uni at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $2,190.51 $107.59 – $5,015.64
Bakersfield Memorial Hospital Bakersfield $1,729.31 $107.59 – $4,664.88
Providence St Joseph Hospital Eureka Eureka $4,092.24 $2,699.00 – $21,319.00
St. Joseph's Medical Center Stockton Stockton $1,317.71 $107.59 – $3,764.88
Santa Rosa Memorial Hospital Santa Rosa $4,993.41 $1,716.00 – $12,908.00
Providence Mission Hospital - Mission Viejo Mission Viejo $2,686.08 $1,200.00 – $13,634.00
Mercy Medical Center Merced Merced $2,461.70 $107.59 – $4,732.20
Dominican Hospital Santa Cruz $594.00 $107.59 – $1,188.00

All California hospitals for this procedure →