Abrasion lesions add-on at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$113.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$289.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.96 with BCBS - Anthem vs $7,631.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $11.96 ↓ -89%
Partnership Health Plan Medicaid|> 21 $11.96 ↓ -89%
Partnership Health Plan Medicaid|< 21 $11.96 ↓ -89%
Molina Medicaid|< 21 $11.96 ↓ -89%
Molina Medicaid|> 21 $11.96 ↓ -89%
Health Net Medicaid|< 21 $14.71 ↓ -87%
Health Net Medicaid|> 21 $14.71 ↓ -87%
CenCal Medicaid|< 21 $18.86 ↓ -83%
CenCal Medicaid|> 21 $18.86 ↓ -83%
MHS HSPCC Commercial|All Plans $78.03 ↓ -31%
Western Growers Commercial|All Plans $144.50 ↑ +28%
Health Net Commercial|FFS $161.84 ↑ +43%
Kaiser Commercial|All Plans $179.18 ↑ +58%
Healthsmart Commercial|All Plans $245.65 ↑ +117%
First Health Commercial|All Plans $245.65 ↑ +117%
United Commercial|Non-Options PPO $265.88 ↑ +135%
MultiPlan Commercial|All Plans $283.22 ↑ +150%
Blue Shield CA Commercial|Exchange $1,282.00 ↑ +1032%
Blue Shield CA Commercial|FFS $1,890.00 ↑ +1568%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +4528%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +4695%
Aetna Commercial|Gatekeeper $7,108.00 ↑ +6174%
Aetna Commercial|Non-Gatekeeper $7,631.00 ↑ +6636%

Visitor-reported prices

visitor-reported
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Abrasion lesions add-on at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $123.70 $11.96 – $283.22
Bakersfield Memorial Hospital Bakersfield $136.53 $11.96 – $368.28
St. John's Camarillo Hospital Camarillo not published $14.71 – $25.71
Petaluma Valley Hospital Petaluma not published $593.00 – $1,687.00
Mark Twain Medical Center San Andreas not published $11.96 – $11.96
Mercy Hospitals – Bakersfield Bakersfield not published $11.96 – $45.45
Queen of The Valley Medical Center Napa not published $1,727.00 – $6,200.00
Providence St Joseph Hospital Eureka Eureka not published $1,802.00 – $8,018.00

All California hospitals for this procedure →