Ablation cryo retro lymph node at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$510.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,303.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$335.07 with MHS HSPCC vs $6,120.00 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $335.07 | ↓ -34% |
| MHS Hospice | Commercial|All Plans | $453.35 | ↓ -11% |
| Aetna | Medicare|All Plans | $555.48 | ↑ +9% |
| Humana | Commercial|All Plans | $555.48 | ↑ +9% |
| Humana | Medicare|All Plans | $555.48 | ↑ +9% |
| United | Medicare|All Plans | $555.48 | ↑ +9% |
| Health Net | Medicare|All Plans | $555.48 | ↑ +9% |
| Kaiser | Medicare|All Plans | $555.48 | ↑ +9% |
| BCBS - Anthem | Medicare|All Plans | $555.48 | ↑ +9% |
| Alignment | Medicare|All Plans | $555.48 | ↑ +9% |
| Blue Shield CA | Medicare|All Plans | $555.48 | ↑ +9% |
| Western Growers | Commercial|All Plans | $682.55 | ↑ +34% |
| Health Net | Commercial|FFS | $694.96 | ↑ +36% |
| Kaiser | Commercial|All Plans | $769.42 | ↑ +51% |
| Healthsmart | Commercial|All Plans | $1,054.85 | ↑ +107% |
| First Health | Commercial|All Plans | $1,054.85 | ↑ +107% |
| United | Commercial|Non-Options PPO | $1,141.72 | ↑ +124% |
| MultiPlan | Commercial|All Plans | $1,216.18 | ↑ +138% |
| Aetna | Commercial|Gatekeeper | $4,063.00 | ↑ +695% |
| Blue Shield CA | Commercial|Exchange | $4,152.00 | ↑ +713% |
| Aetna | Commercial|Non-Gatekeeper | $4,363.00 | ↑ +754% |
| Blue Shield CA | Commercial|FFS | $6,120.00 | ↑ +1098% |
Visitor-reported prices
Comments
Ablation cryo retro lymph node at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $555.98 | $555.48 – $1,273.02 |
| Bakersfield Memorial Hospital | Bakersfield | $497.66 | $366.12 – $1,071.24 |
| St. John's Camarillo Hospital | Camarillo | not published | $555.48 – $1,023.46 |
| Petaluma Valley Hospital | Petaluma | not published | $594.53 – $1,921.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | not published | $555.48 – $555.48 |
| Queen of The Valley Medical Center | Napa | not published | $626.41 – $5,592.00 |
| Providence St Joseph Hospital Eureka | Eureka | not published | $567.42 – $5,835.00 |
| St. Joseph's Behavioral Health Center | Stockton | not published | $583.86 – $583.86 |