Ablate pulm tumor perq rf at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,045.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,423.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,589.72 with Molina vs $15,114.54 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicaid|> 21 $2,589.72 ↓ -57%
BCBS - Anthem Medicaid|All Plans $2,589.72 ↓ -57%
Partnership Health Plan Medicaid|> 21 $2,589.72 ↓ -57%
Partnership Health Plan Medicaid|< 21 $2,589.72 ↓ -57%
Molina Medicaid|< 21 $2,589.72 ↓ -57%
CenCal Medicaid|< 21 $2,589.81 ↓ -57%
CenCal Medicaid|> 21 $2,589.81 ↓ -57%
Health Net Medicaid|< 21 $3,185.36 ↓ -47%
Health Net Medicaid|> 21 $3,185.36 ↓ -47%
MHS HSPCC Commercial|All Plans $4,164.21 ↓ -31%
Blue Shield CA Commercial|Exchange $5,556.00 ↓ -8%
Aetna Commercial|Gatekeeper $5,582.00 ↓ -8%
Aetna Commercial|Non-Gatekeeper $5,997.00 ↓ -1%
Humana Commercial|All Plans $7,413.14 ↑ +23%
Humana Medicare|All Plans $7,413.14 ↑ +23%
Aetna Medicare|All Plans $7,413.14 ↑ +23%
United Medicare|All Plans $7,413.14 ↑ +23%
Health Net Medicare|All Plans $7,413.14 ↑ +23%
Kaiser Medicare|All Plans $7,413.14 ↑ +23%
BCBS - Anthem Medicare|All Plans $7,413.14 ↑ +23%
Alignment Medicare|All Plans $7,413.14 ↑ +23%
Blue Shield CA Medicare|All Plans $7,413.14 ↑ +23%
Blue Shield CA Commercial|FFS $8,190.00 ↑ +35%
Western Growers Commercial|All Plans $8,482.65 ↑ +40%
Health Net Commercial|FFS $8,636.88 ↑ +43%
Kaiser Commercial|All Plans $9,562.26 ↑ +58%
Healthsmart Commercial|All Plans $13,109.55 ↑ +117%
First Health Commercial|All Plans $13,109.55 ↑ +117%
BCBS - Anthem Commercial|MCS $13,920.00 ↑ +130%
United Commercial|Non-Options PPO $14,189.16 ↑ +135%
MultiPlan Commercial|All Plans $15,114.54 ↑ +150%
BCBS - Anthem Commercial|Non-MCS $15,114.54 ↑ +150%

Visitor-reported prices

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Ablate pulm tumor perq rf at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $9,475.26 $3,917.99 – $16,873.74
Arroyo Grande Hospital Santa Maria $6,601.05 $2,589.72 – $15,114.54
Mercy Hospitals – Bakersfield Bakersfield $5,458.53 $2,589.72 – $11,402.40
Bakersfield Memorial Hospital Bakersfield $5,399.68 $2,589.72 – $11,259.87
St. Joseph's Medical Center Stockton Stockton $4,394.42 $1,416.24 – $6,744.00
Providence Mission Hospital - Mission Viejo Mission Viejo $9,123.84 $6,609.22 – $14,384.78
Mercy Medical Center Merced Merced $7,468.02 $2,589.72 – $6,244.00
Dominican Hospital Santa Cruz $9,143.55 $2,589.72 – $25,088.80

All California hospitals for this procedure →