X-ray exam thorac spine4/>vw at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$355.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,067.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.36 with Partnership Health Plan vs $878.90 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $50.36 ↓ -86%
LA Care Medicaid|> 21 $50.36 ↓ -86%
LA Care Medicaid|< 21 $50.36 ↓ -86%
Partnership Health Plan Medicaid|< 21 $50.36 ↓ -86%
Molina Medicaid|< 21 $71.01 ↓ -80%
Molina Medicaid|> 21 $71.01 ↓ -80%
HPN Medicaid|All Plans $73.88 ↓ -79%
Health Net Medicaid|All Plans $76.19 ↓ -79%
BCBS - Anthem Medicaid|All Plans $86.72 ↓ -76%
Inland Empire Health Plan Medicaid|All Plans $100.72 ↓ -72%
IHCG Medicaid|All Plans $103.66 ↓ -71%
IHCG Medicare|All Plans $103.96 ↓ -71%
Aetna Commercial|Gatekeeper $105.55 ↓ -70%
Kaiser Medicaid|All Plans $116.20 ↓ -67%
Aetna Commercial|Non-Gatekeeper $124.70 ↓ -65%
Health Net Medicare|All Plans $135.12 ↓ -62%
Patton Medicare|All Plans $135.12 ↓ -62%
Epic Health Medicare|All Plans $135.12 ↓ -62%
Inland Empire Health Plan Medicare|All Plans $135.12 ↓ -62%
Kaiser Medicare|All Plans $135.12 ↓ -62%
Central Health Plan Medicare|All Plans $135.12 ↓ -62%
United Medicare|All Plans $135.12 ↓ -62%
Blue Shield CA Medicare|All Other Plans $135.12 ↓ -62%
Scan Health Plan Medicare|All Plans $135.12 ↓ -62%
First Health Medicare|All Plans $135.12 ↓ -62%
Humana Medicare|All Plans $135.12 ↓ -62%
BCBS - Anthem Medicare|All Plans $135.12 ↓ -62%
Molina Medicare|All Plans $135.12 ↓ -62%
DHMG Commercial|All Plans $195.92 ↓ -45%
EPIC Health Commercial|All Plans $229.70 ↓ -35%
United Commercial|HMO $245.18 ↓ -31%
United Commercial|All Other Plans $245.18 ↓ -31%
Care 1st Medicaid|All Plans $251.80 ↓ -29%
BCBS - Anthem Commercial|Exchange $254.40 ↓ -28%
Naphcare Commercial|All Plans $263.48 ↓ -26%
Redlands Commercial|All Plans $299.86 ↓ -16%
Kaiser Commercial|All Plans $310.20 ↓ -13%
BCBS - Anthem Commercial|Non-MCS PPO $363.37 ↑ +2%
BCBS - Anthem Commercial|Non-MCS HMO $363.37 ↑ +2%
Cigna Commercial|All Other Plans $569.81 ↑ +60%
Cigna Commercial|PPO $569.81 ↑ +60%
BCBS - Anthem Commercial|MCS $585.19 ↑ +65%
HPN Medicare|Senior $610.06 ↑ +72%
HPN Commercial|All Plans $651.42 ↑ +83%
First Health Commercial|All Plans $682.44 ↑ +92%
MultiPlan Commercial|All Plans $827.20 ↑ +133%
Healthsmart Commercial|All Plans $847.88 ↑ +139%
Blue Shield CA Medicare|BlueShield Promise $878.90 ↑ +147%

Visitor-reported prices

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X-ray exam thorac spine4/>vw at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $404.69 $50.36 – $996.00
Fresno Medical Center FRESNO $677.60 $142.00 – $142.00
St. John's Camarillo Hospital Camarillo $595.25 $76.19 – $1,060.02
Antioch Medical Center ANTIOCH $677.60 $142.00 – $142.00
Redwood City Medical Center Redwood City $677.60 $142.00 – $142.00
Santa Clara Medical Center SANTA CLARA $677.60 $142.00 – $142.00
Baldwin Park Medical Center BALDWIN PARK $499.20 $96.00 – $96.00
Riverside Medical Center RIVERSIDE $499.20 $96.00 – $96.00

All California hospitals for this procedure →