X-ray exam entire spi 6/> vw at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,121.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,367.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.11 with LA Care vs $569.81 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $73.11 ↓ -93%
LA Care Medicaid|> 21 $73.11 ↓ -93%
Partnership Health Plan Medicaid|> 21 $73.11 ↓ -93%
Partnership Health Plan Medicaid|< 21 $73.11 ↓ -93%
Molina Medicaid|< 21 $103.09 ↓ -91%
Molina Medicaid|> 21 $103.09 ↓ -91%
IHCG Medicaid|All Plans $103.66 ↓ -91%
IHCG Medicare|All Plans $103.96 ↓ -91%
HPN Medicaid|All Plans $107.25 ↓ -90%
BCBS - Anthem Medicaid|All Plans $109.67 ↓ -90%
Health Net Medicaid|All Plans $110.61 ↓ -90%
Kaiser Medicaid|All Plans $116.20 ↓ -90%
Scan Health Plan Medicare|All Plans $135.12 ↓ -88%
Humana Medicare|All Plans $135.12 ↓ -88%
First Health Medicare|All Plans $135.12 ↓ -88%
Molina Medicare|All Plans $135.12 ↓ -88%
United Medicare|All Plans $135.12 ↓ -88%
Health Net Medicare|All Plans $135.12 ↓ -88%
Patton Medicare|All Plans $135.12 ↓ -88%
Kaiser Medicare|All Plans $135.12 ↓ -88%
Central Health Plan Medicare|All Plans $135.12 ↓ -88%
BCBS - Anthem Medicare|All Plans $135.12 ↓ -88%
Epic Health Medicare|All Plans $135.12 ↓ -88%
Inland Empire Health Plan Medicare|All Plans $135.12 ↓ -88%
Blue Shield CA Medicare|All Other Plans $135.12 ↓ -88%
Inland Empire Health Plan Medicaid|All Plans $146.22 ↓ -87%
Redlands Commercial|All Plans $153.99 ↓ -86%
Kaiser Commercial|All Plans $159.30 ↓ -86%
Aetna Commercial|Gatekeeper $189.33 ↓ -83%
DHMG Commercial|All Plans $195.92 ↓ -83%
Aetna Commercial|Non-Gatekeeper $223.67 ↓ -80%
EPIC Health Commercial|All Plans $229.70 ↓ -80%
United Commercial|HMO $245.18 ↓ -78%
United Commercial|All Other Plans $245.18 ↓ -78%
Naphcare Commercial|All Plans $263.48 ↓ -77%
BCBS - Anthem Commercial|Exchange $313.29 ↓ -72%
HPN Medicare|Senior $313.29 ↓ -72%
HPN Commercial|All Plans $334.53 ↓ -70%
First Health Commercial|All Plans $350.46 ↓ -69%
Care 1st Medicaid|All Plans $365.55 ↓ -67%
MultiPlan Commercial|All Plans $424.80 ↓ -62%
Healthsmart Commercial|All Plans $435.42 ↓ -61%
BCBS - Anthem Commercial|Non-MCS PPO $446.04 ↓ -60%
BCBS - Anthem Commercial|Non-MCS HMO $446.04 ↓ -60%
Blue Shield CA Medicare|BlueShield Promise $451.35 ↓ -60%
BCBS - Anthem Commercial|MCS $531.00 ↓ -53%
Cigna Commercial|All Other Plans $569.81 ↓ -49%
Cigna Commercial|PPO $569.81 ↓ -49%

Visitor-reported prices

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X-ray exam entire spi 6/> vw at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $844.56 $73.11 – $2,076.00
Fresno Medical Center FRESNO $1,092.00 $142.00 – $142.00
St. John's Camarillo Hospital Camarillo $487.94 $110.61 – $868.92
Antioch Medical Center ANTIOCH $1,092.00 $142.00 – $142.00
Redwood City Medical Center Redwood City $1,092.00 $142.00 – $142.00
Santa Clara Medical Center SANTA CLARA $1,092.00 $142.00 – $142.00
Baldwin Park Medical Center BALDWIN PARK $1,040.00 $96.00 – $96.00
Riverside Medical Center RIVERSIDE $1,040.00 $96.00 – $96.00

All California hospitals for this procedure →