Warde immunofixation electrophoresis urine at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.34 with Blue Shield CA vs $130.45 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $4.34 ↓ -81%
Kaiser Commercial|All Plans $5.01 ↓ -79%
Blue Shield CA Commercial|All Other Plans $6.51 ↓ -72%
HPN Medicare|Senior $9.85 ↓ -58%
BCBS - Anthem Commercial|Exchange $9.85 ↓ -58%
HPN Commercial|All Plans $10.51 ↓ -55%
First Health Commercial|All Plans $11.01 ↓ -53%
MultiPlan Commercial|All Plans $13.35 ↓ -43%
Healthsmart Commercial|All Plans $13.68 ↓ -41%
BCBS - Anthem Commercial|Non-MCS HMO $14.02 ↓ -40%
BCBS - Anthem Commercial|Non-MCS PPO $14.02 ↓ -40%
Blue Shield CA Medicare|BlueShield Promise $14.18 ↓ -39%
Kaiser Medicaid|All Plans $14.35 ↓ -38%
Central Health Plan Medicare|All Plans $16.68 ↓ -28%
BCBS - Anthem Medicaid|All Plans $16.68 ↓ -28%
BCBS - Anthem Medicare|All Plans $16.68 ↓ -28%
BCBS - Anthem Commercial|MCS $16.68 ↓ -28%
IHCG Medicare|All Plans $16.68 ↓ -28%
Humana Medicare|All Plans $16.68 ↓ -28%
Aetna Commercial|Gatekeeper $16.68 ↓ -28%
Aetna Commercial|Non-Gatekeeper $16.68 ↓ -28%
First Health Medicare|All Plans $16.68 ↓ -28%
Molina Medicare|All Plans $16.68 ↓ -28%
Molina Medicaid|< 21 $16.68 ↓ -28%
Molina Medicaid|> 21 $16.68 ↓ -28%
United Commercial|All Other Plans $16.68 ↓ -28%
United Medicare|All Plans $16.68 ↓ -28%
United Commercial|HMO $16.68 ↓ -28%
Health Net Medicare|All Plans $16.68 ↓ -28%
Kaiser Medicare|All Plans $16.68 ↓ -28%
Partnership Health Plan Medicaid|> 21 $16.68 ↓ -28%
Scan Health Plan Medicare|All Plans $16.68 ↓ -28%
LA Care Medicaid|< 21 $16.68 ↓ -28%
LA Care Medicaid|> 21 $16.68 ↓ -28%
Inland Empire Health Plan Medicaid|All Plans $16.68 ↓ -28%
Inland Empire Health Plan Medicare|All Plans $16.68 ↓ -28%
Epic Health Medicare|All Plans $16.68 ↓ -28%
Patton Medicare|All Plans $16.68 ↓ -28%
IHCG Medicaid|All Plans $16.68 ↓ -28%
Blue Shield CA Medicare|All Other Plans $16.68 ↓ -28%
Partnership Health Plan Medicaid|< 21 $16.68 ↓ -28%
Health Net Medicaid|All Plans $20.52 ↓ -12%
Redlands Commercial|All Plans $24.19 ↑ +4%
DHMG Commercial|All Plans $24.19 ↑ +4%
EPIC Health Commercial|All Plans $28.36 ↑ +22%
Naphcare Commercial|All Plans $32.53 ↑ +40%
HPN Medicaid|All Plans $38.27 ↑ +64%
Cigna Commercial|All Other Plans $84.20 ↑ +261%
Cigna Commercial|PPO $84.20 ↑ +261%
Care 1st Medicaid|All Plans $130.45 ↑ +460%

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $27.37 $3.34 – $130.45
St. John's Camarillo Hospital Camarillo $8.76 $4.51 – $77.88
Banner Lassen Medical Center Susanville $56.69 $5.87 – $43.05
Petaluma Valley Hospital Petaluma $181.25 $28.76 – $113.60
Arroyo Grande Hospital Santa Maria $29.96 $8.34 – $75.63
Mark Twain Medical Center San Andreas $48.88 $4.32 – $16.68
French Hospital San Luis Obispo $27.44 $4.51 – $88.91
Mercy Hospitals – Bakersfield Bakersfield $25.97 $8.34 – $84.35

All California hospitals for this procedure →