Warde analysis gene hfe common variants at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$21.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$65.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.50 with Kaiser vs $280.80 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Plans $19.50 ↓ -10%
BCBS - Anthem Commercial|Exchange $38.35 ↑ +77%
HPN Medicare|Senior $38.35 ↑ +77%
HPN Commercial|All Plans $40.95 ↑ +89%
First Health Commercial|All Plans $42.90 ↑ +98%
MultiPlan Commercial|All Plans $52.00 ↑ +140%
Healthsmart Commercial|All Plans $53.30 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $54.60 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $54.60 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $55.25 ↑ +155%
Kaiser Medicaid|All Plans $55.90 ↑ +158%
LA Care Medicaid|< 21 $56.16 ↑ +159%
Partnership Health Plan Medicaid|< 21 $56.16 ↑ +159%
Partnership Health Plan Medicaid|> 21 $56.16 ↑ +159%
LA Care Medicaid|> 21 $56.16 ↑ +159%
BCBS - Anthem Medicare|All Plans $65.00 ↑ +200%
BCBS - Anthem Commercial|MCS $65.00 ↑ +200%
Blue Shield CA Medicare|All Other Plans $65.00 ↑ +200%
Scan Health Plan Medicare|All Plans $65.00 ↑ +200%
IHCG Medicare|All Plans $65.00 ↑ +200%
Humana Medicare|All Plans $65.00 ↑ +200%
Aetna Commercial|Gatekeeper $65.00 ↑ +200%
Aetna Commercial|Non-Gatekeeper $65.00 ↑ +200%
First Health Medicare|All Plans $65.00 ↑ +200%
Molina Medicare|All Plans $65.00 ↑ +200%
Molina Medicaid|< 21 $65.00 ↑ +200%
Molina Medicaid|> 21 $65.00 ↑ +200%
United Commercial|All Other Plans $65.00 ↑ +200%
United Medicare|All Plans $65.00 ↑ +200%
United Commercial|HMO $65.00 ↑ +200%
Health Net Medicare|All Plans $65.00 ↑ +200%
Kaiser Medicare|All Plans $65.00 ↑ +200%
Central Health Plan Medicare|All Plans $65.00 ↑ +200%
BCBS - Anthem Medicaid|All Plans $65.00 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $65.00 ↑ +200%
Inland Empire Health Plan Medicare|All Plans $65.00 ↑ +200%
Epic Health Medicare|All Plans $65.00 ↑ +200%
Patton Medicare|All Plans $65.00 ↑ +200%
IHCG Medicaid|All Plans $65.00 ↑ +200%
Health Net Medicaid|All Plans $79.95 ↑ +269%
HPN Medicaid|All Plans $82.39 ↑ +281%
Redlands Commercial|All Plans $94.25 ↑ +335%
DHMG Commercial|All Plans $94.25 ↑ +335%
EPIC Health Commercial|All Plans $110.50 ↑ +410%
Naphcare Commercial|All Plans $126.75 ↑ +485%
Cigna Commercial|PPO $187.46 ↑ +766%
Cigna Commercial|All Other Plans $187.46 ↑ +766%
Care 1st Medicaid|All Plans $280.80 ↑ +1197%

Visitor-reported prices

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Warde analysis gene hfe common variants at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $25.42 $35.75 – $280.80
St. John's Camarillo Hospital Camarillo $28.47 $17.55 – $173.40
Petaluma Valley Hospital Petaluma $200.43 $64.05 – $420.97
Arroyo Grande Hospital Santa Maria $27.82 $32.50 – $168.39
Mark Twain Medical Center San Andreas $43.29 $35.19 – $65.00
French Hospital San Luis Obispo $25.48 $17.55 – $197.96
Mercy Hospitals – Bakersfield Bakersfield $24.12 $32.50 – $187.80
Bakersfield Memorial Hospital Bakersfield $23.86 $32.50 – $187.80

All California hospitals for this procedure →