Warde 3016000 west nile virus antibody at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.32 with Blue Shield CA vs $74.90 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $2.32 ↓ -61%
Kaiser Commercial|All Plans $2.67 ↓ -56%
Blue Shield CA Commercial|All Other Plans $3.47 ↓ -42%
HPN Medicare|Senior $5.25 ↓ -13%
BCBS - Anthem Commercial|Exchange $5.25 ↓ -13%
HPN Commercial|All Plans $5.61 ↓ -7%
First Health Commercial|All Plans $5.87 ↓ -2%
MultiPlan Commercial|All Plans $7.12 ↑ +19%
Healthsmart Commercial|All Plans $7.29 ↑ +22%
BCBS - Anthem Commercial|Non-MCS HMO $7.47 ↑ +25%
BCBS - Anthem Commercial|Non-MCS PPO $7.47 ↑ +25%
Blue Shield CA Medicare|BlueShield Promise $7.56 ↑ +26%
Kaiser Medicaid|All Plans $7.65 ↑ +28%
Central Health Plan Medicare|All Plans $8.89 ↑ +48%
BCBS - Anthem Medicaid|All Plans $8.89 ↑ +48%
BCBS - Anthem Medicare|All Plans $8.89 ↑ +48%
BCBS - Anthem Commercial|MCS $8.89 ↑ +48%
IHCG Medicare|All Plans $8.89 ↑ +48%
Humana Medicare|All Plans $8.89 ↑ +48%
Aetna Commercial|Gatekeeper $8.89 ↑ +48%
Aetna Commercial|Non-Gatekeeper $8.89 ↑ +48%
First Health Medicare|All Plans $8.89 ↑ +48%
Molina Medicare|All Plans $8.89 ↑ +48%
Molina Medicaid|< 21 $8.89 ↑ +48%
Molina Medicaid|> 21 $8.89 ↑ +48%
United Commercial|All Other Plans $8.89 ↑ +48%
United Medicare|All Plans $8.89 ↑ +48%
United Commercial|HMO $8.89 ↑ +48%
Health Net Medicare|All Plans $8.89 ↑ +48%
Kaiser Medicare|All Plans $8.89 ↑ +48%
Partnership Health Plan Medicaid|> 21 $8.89 ↑ +48%
Scan Health Plan Medicare|All Plans $8.89 ↑ +48%
LA Care Medicaid|< 21 $8.89 ↑ +48%
LA Care Medicaid|> 21 $8.89 ↑ +48%
Inland Empire Health Plan Medicaid|All Plans $8.89 ↑ +48%
Inland Empire Health Plan Medicare|All Plans $8.89 ↑ +48%
Epic Health Medicare|All Plans $8.89 ↑ +48%
Patton Medicare|All Plans $8.89 ↑ +48%
IHCG Medicaid|All Plans $8.89 ↑ +48%
Blue Shield CA Medicare|All Other Plans $8.89 ↑ +48%
Partnership Health Plan Medicaid|< 21 $8.89 ↑ +48%
Health Net Medicaid|All Plans $10.94 ↑ +82%
Redlands Commercial|All Plans $12.90 ↑ +115%
DHMG Commercial|All Plans $12.90 ↑ +115%
EPIC Health Commercial|All Plans $15.12 ↑ +152%
Naphcare Commercial|All Plans $17.34 ↑ +189%
HPN Medicaid|All Plans $21.98 ↑ +266%
Cigna Commercial|All Other Plans $48.32 ↑ +705%
Cigna Commercial|PPO $48.32 ↑ +705%
Care 1st Medicaid|All Plans $74.90 ↑ +1148%

Visitor-reported prices

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Warde 3016000 west nile virus antibody at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $7.04 $1.78 – $74.90
St. John's Camarillo Hospital Camarillo $8.04 $4.73 – $44.70
Banner Lassen Medical Center Susanville $14.01 $3.37 – $24.72
Petaluma Valley Hospital Petaluma $43.76 $16.51 – $134.53
Arroyo Grande Hospital Santa Maria $7.71 $4.45 – $43.41
Mark Twain Medical Center San Andreas $11.99 $6.50 – $12.00
French Hospital San Luis Obispo $7.06 $2.41 – $51.03
Mercy Hospitals – Bakersfield Bakersfield $8.88 $6.00 – $48.41

All California hospitals for this procedure →