Vein x-ray liver at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,854.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,572.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$479.98 with Aetna vs $14,982.05 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Gatekeeper $479.98 ↓ -83%
Aetna Commercial|Non-Gatekeeper $567.04 ↓ -80%
BCBS - Anthem Medicaid|All Plans $686.79 ↓ -76%
Care 1st Medicaid|All Plans $2,163.72 ↓ -24%
Redlands Commercial|All Plans $2,413.38 ↓ -15%
Kaiser Commercial|All Plans $2,496.60 ↓ -13%
IHCG Medicaid|All Plans $2,563.28 ↓ -10%
IHCG Medicare|All Plans $2,570.59 ↓ -10%
Kaiser Medicaid|All Plans $3,439.32 ↑ +20%
BCBS - Anthem Commercial|Exchange $3,512.81 ↑ +23%
Health Net Medicare|All Plans $3,999.21 ↑ +40%
Molina Medicare|All Plans $3,999.21 ↑ +40%
United Medicare|All Plans $3,999.21 ↑ +40%
First Health Medicare|All Plans $3,999.21 ↑ +40%
Kaiser Medicare|All Plans $3,999.21 ↑ +40%
Central Health Plan Medicare|All Plans $3,999.21 ↑ +40%
BCBS - Anthem Medicare|All Plans $3,999.21 ↑ +40%
Blue Shield CA Medicare|All Other Plans $3,999.21 ↑ +40%
Scan Health Plan Medicare|All Plans $3,999.21 ↑ +40%
Inland Empire Health Plan Medicare|All Plans $3,999.21 ↑ +40%
Epic Health Medicare|All Plans $3,999.21 ↑ +40%
Patton Medicare|All Plans $3,999.21 ↑ +40%
Humana Medicare|All Plans $3,999.21 ↑ +40%
HPN Medicare|Senior $4,909.98 ↑ +72%
BCBS - Anthem Commercial|Non-MCS HMO $5,017.54 ↑ +76%
BCBS - Anthem Commercial|Non-MCS PPO $5,017.54 ↑ +76%
HPN Commercial|All Plans $5,242.86 ↑ +84%
First Health Commercial|All Plans $5,492.52 ↑ +92%
DHMG Commercial|All Plans $5,798.85 ↑ +103%
United Commercial|All Other Plans $6,438.74 ↑ +126%
United Commercial|HMO $6,438.74 ↑ +126%
MultiPlan Commercial|All Plans $6,657.60 ↑ +133%
EPIC Health Commercial|All Plans $6,798.66 ↑ +138%
Healthsmart Commercial|All Plans $6,824.04 ↑ +139%
Blue Shield CA Medicare|BlueShield Promise $7,073.70 ↑ +148%
Naphcare Commercial|All Plans $7,798.46 ↑ +173%
BCBS - Anthem Commercial|MCS $8,080.54 ↑ +183%
Cigna Commercial|PPO $14,982.05 ↑ +425%
Cigna Commercial|All Other Plans $14,982.05 ↑ +425%

Visitor-reported prices

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Vein x-ray liver at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,282.45 $270.77 – $14,982.05
Fresno Medical Center FRESNO $10,326.40 $4,200.00 – $4,200.00
St. John's Camarillo Hospital Camarillo $3,595.11 $496.94 – $13,858.31
Antioch Medical Center ANTIOCH $10,326.40 $4,200.00 – $4,200.00
Redwood City Medical Center Redwood City $10,326.40 $4,200.00 – $4,200.00
Santa Clara Medical Center SANTA CLARA $10,326.40 $4,200.00 – $4,200.00
Baldwin Park Medical Center BALDWIN PARK $7,056.40 $2,856.00 – $2,856.00
Riverside Medical Center RIVERSIDE $7,056.40 $2,856.00 – $2,856.00

All California hospitals for this procedure →