Urine pregnancy test at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$87.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$264.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.02 with Partnership Health Plan vs $50.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $4.02 ↓ -95%
LA Care Medicaid|> 21 $4.02 ↓ -95%
LA Care Medicaid|< 21 $4.02 ↓ -95%
Partnership Health Plan Medicaid|< 21 $4.02 ↓ -95%
Molina Medicaid|< 21 $5.67 ↓ -94%
Molina Medicaid|> 21 $5.67 ↓ -94%
HPN Medicaid|All Plans $5.90 ↓ -93%
Health Net Medicaid|All Plans $6.08 ↓ -93%
Kaiser Medicaid|All Plans $7.40 ↓ -92%
BCBS - Anthem Medicaid|All Plans $7.71 ↓ -91%
Inland Empire Health Plan Medicaid|All Plans $8.03 ↓ -91%
IHCG Medicaid|All Plans $8.61 ↓ -90%
First Health Medicare|All Plans $8.61 ↓ -90%
Molina Medicare|All Plans $8.61 ↓ -90%
United Medicare|All Plans $8.61 ↓ -90%
Health Net Medicare|All Plans $8.61 ↓ -90%
Kaiser Medicare|All Plans $8.61 ↓ -90%
Central Health Plan Medicare|All Plans $8.61 ↓ -90%
BCBS - Anthem Medicare|All Plans $8.61 ↓ -90%
Inland Empire Health Plan Medicare|All Plans $8.61 ↓ -90%
Blue Shield CA Medicare|All Other Plans $8.61 ↓ -90%
Scan Health Plan Medicare|All Plans $8.61 ↓ -90%
Humana Medicare|All Plans $8.61 ↓ -90%
IHCG Medicare|All Plans $8.61 ↓ -90%
Patton Medicare|All Plans $8.61 ↓ -90%
Epic Health Medicare|All Plans $8.61 ↓ -90%
Aetna Commercial|Gatekeeper $9.57 ↓ -89%
United Commercial|All Other Plans $10.33 ↓ -88%
United Commercial|HMO $10.33 ↓ -88%
Aetna Commercial|Non-Gatekeeper $11.31 ↓ -87%
DHMG Commercial|All Plans $12.48 ↓ -86%
Redlands Commercial|All Plans $12.48 ↓ -86%
Blue Shield CA Commercial|Exchange $13.00 ↓ -85%
EPIC Health Commercial|All Plans $14.64 ↓ -83%
Kaiser Commercial|All Plans $15.00 ↓ -83%
Naphcare Commercial|All Plans $16.79 ↓ -81%
Blue Shield CA Commercial|All Other Plans $19.50 ↓ -78%
Care 1st Medicaid|All Plans $20.10 ↓ -77%
Cigna Commercial|PPO $24.71 ↓ -72%
Cigna Commercial|All Other Plans $24.71 ↓ -72%
BCBS - Anthem Commercial|Exchange $29.50 ↓ -66%
HPN Medicare|Senior $29.50 ↓ -66%
HPN Commercial|All Plans $31.50 ↓ -64%
First Health Commercial|All Plans $33.00 ↓ -62%
MultiPlan Commercial|All Plans $40.00 ↓ -55%
Healthsmart Commercial|All Plans $41.00 ↓ -53%
BCBS - Anthem Commercial|Non-MCS HMO $42.00 ↓ -52%
BCBS - Anthem Commercial|Non-MCS PPO $42.00 ↓ -52%
Blue Shield CA Medicare|BlueShield Promise $42.50 ↓ -52%
BCBS - Anthem Commercial|MCS $50.00 ↓ -43%

Visitor-reported prices

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Urine pregnancy test at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $66.87 $4.02 – $171.00
St. John's Camarillo Hospital Camarillo $95.05 $6.08 – $169.26
Banner Lassen Medical Center Susanville $34.16 $1.72 – $56.26
Petaluma Valley Hospital Petaluma $28.05 $8.44 – $41.66
Arroyo Grande Hospital Santa Maria $114.28 $4.02 – $28.42
Mark Twain Medical Center San Andreas $74.60 $4.02 – $21.10
French Hospital San Luis Obispo $104.67 $4.02 – $28.42
Mercy Hospitals – Bakersfield Bakersfield $139.87 $3.93 – $128.80

All California hospitals for this procedure →