Urinalysis microscopic only at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$47.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$142.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.62 with Kaiser vs $56.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|All Plans | $2.62 | ↓ -94% |
| Humana | Medicare|All Plans | $3.05 | ↓ -94% |
| IHCG | Medicare|All Plans | $3.05 | ↓ -94% |
| IHCG | Medicaid|All Plans | $3.05 | ↓ -94% |
| Scan Health Plan | Medicare|All Plans | $3.05 | ↓ -94% |
| Epic Health | Medicare|All Plans | $3.05 | ↓ -94% |
| First Health | Medicare|All Plans | $3.05 | ↓ -94% |
| Molina | Medicare|All Plans | $3.05 | ↓ -94% |
| United | Medicare|All Plans | $3.05 | ↓ -94% |
| Health Net | Medicare|All Plans | $3.05 | ↓ -94% |
| Blue Shield CA | Medicare|All Other Plans | $3.05 | ↓ -94% |
| Kaiser | Medicare|All Plans | $3.05 | ↓ -94% |
| Central Health Plan | Medicare|All Plans | $3.05 | ↓ -94% |
| Inland Empire Health Plan | Medicare|All Plans | $3.05 | ↓ -94% |
| BCBS - Anthem | Medicare|All Plans | $3.05 | ↓ -94% |
| Patton | Medicare|All Plans | $3.05 | ↓ -94% |
| Partnership Health Plan | Medicaid|< 21 | $3.59 | ↓ -92% |
| LA Care | Medicaid|> 21 | $3.59 | ↓ -92% |
| Partnership Health Plan | Medicaid|> 21 | $3.59 | ↓ -92% |
| LA Care | Medicaid|< 21 | $3.59 | ↓ -92% |
| United | Commercial|All Other Plans | $3.66 | ↓ -92% |
| United | Commercial|HMO | $3.66 | ↓ -92% |
| DHMG | Commercial|All Plans | $4.42 | ↓ -91% |
| Redlands | Commercial|All Plans | $4.42 | ↓ -91% |
| Molina | Medicaid|> 21 | $5.06 | ↓ -89% |
| Molina | Medicaid|< 21 | $5.06 | ↓ -89% |
| EPIC Health | Commercial|All Plans | $5.18 | ↓ -89% |
| HPN | Medicaid|All Plans | $5.27 | ↓ -89% |
| Health Net | Medicaid|All Plans | $5.44 | ↓ -88% |
| BCBS - Anthem | Medicaid|All Plans | $5.70 | ↓ -88% |
| Naphcare | Commercial|All Plans | $5.95 | ↓ -87% |
| Inland Empire Health Plan | Medicaid|All Plans | $7.17 | ↓ -85% |
| Cigna | Commercial|PPO | $8.74 | ↓ -82% |
| Cigna | Commercial|All Other Plans | $8.74 | ↓ -82% |
| Aetna | Commercial|Gatekeeper | $12.40 | ↓ -74% |
| Blue Shield CA | Commercial|Exchange | $14.56 | ↓ -69% |
| Aetna | Commercial|Non-Gatekeeper | $14.65 | ↓ -69% |
| Kaiser | Commercial|All Plans | $16.80 | ↓ -64% |
| Care 1st | Medicaid|All Plans | $17.95 | ↓ -62% |
| Blue Shield CA | Commercial|All Other Plans | $21.84 | ↓ -54% |
| BCBS - Anthem | Commercial|Exchange | $29.59 | ↓ -37% |
| HPN | Medicare|Senior | $33.04 | ↓ -30% |
| HPN | Commercial|All Plans | $35.28 | ↓ -25% |
| First Health | Commercial|All Plans | $36.96 | ↓ -22% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $42.26 | ↓ -11% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $42.26 | ↓ -11% |
| MultiPlan | Commercial|All Plans | $44.80 | ↓ -5% |
| Healthsmart | Commercial|All Plans | $45.92 | ↓ -3% |
| Blue Shield CA | Medicare|BlueShield Promise | $47.60 | ↑ +1% |
| BCBS - Anthem | Commercial|MCS | $56.00 | ↑ +18% |
Visitor-reported prices
Comments
Urinalysis microscopic only at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $21.51 | $3.05 – $55.00 |
| St. John's Camarillo Hospital | Camarillo | $32.85 | $3.05 – $9.52 |
| Banner Lassen Medical Center | Susanville | $5.89 | $0.61 – $9.70 |
| Petaluma Valley Hospital | Petaluma | $76.50 | $2.99 – $24.79 |
| Arroyo Grande Hospital | Santa Maria | $78.76 | $3.05 – $7.85 |
| Mark Twain Medical Center | San Andreas | $28.64 | $3.05 – $42.14 |
| French Hospital | San Luis Obispo | $72.13 | $2.16 – $9.23 |
| Mercy Hospitals – Bakersfield | Bakersfield | $50.83 | $3.05 – $39.20 |