Unsched dialysis esrd pt hos at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$825.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,479.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$552.00 with Blue Shield CA vs $1,859.25 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Medicare|BlueShield Promise $552.00 ↓ -33%
Redlands Commercial|All Plans $636.26 ↓ -23%
HPN Medicaid|All Plans $639.00 ↓ -23%
Kaiser Commercial|All Plans $658.20 ↓ -20%
IHCG Medicaid|All Plans $739.99 ↓ -10%
IHCG Medicare|All Plans $742.10 ↓ -10%
Kaiser Medicaid|All Plans $764.59 ↓ -7%
BCBS - Anthem Medicare|All Plans $889.06 ↑ +8%
First Health Medicare|All Plans $889.06 ↑ +8%
Molina Medicare|All Plans $889.06 ↑ +8%
United Medicare|All Plans $889.06 ↑ +8%
Health Net Medicare|All Plans $889.06 ↑ +8%
Kaiser Medicare|All Plans $889.06 ↑ +8%
Central Health Plan Medicare|All Plans $889.06 ↑ +8%
Humana Medicare|All Plans $889.06 ↑ +8%
Blue Shield CA Medicare|All Other Plans $889.06 ↑ +8%
Scan Health Plan Medicare|All Plans $889.06 ↑ +8%
Inland Empire Health Plan Medicare|All Plans $889.06 ↑ +8%
Epic Health Medicare|All Plans $889.06 ↑ +8%
Patton Medicare|All Plans $889.06 ↑ +8%
DHMG Commercial|All Plans $1,289.14 ↑ +56%
HPN Medicare|Senior $1,294.46 ↑ +57%
Blue Shield CA Commercial|Exchange $1,313.87 ↑ +59%
HPN Commercial|All Plans $1,382.22 ↑ +67%
PrimeCare Commercial|All Plans $1,388.24 ↑ +68%
Aetna Commercial|Gatekeeper $1,388.24 ↑ +68%
PrimeCare Medicare|All Plans $1,388.24 ↑ +68%
First Health Commercial|All Plans $1,448.04 ↑ +75%
EPIC Health Commercial|All Plans $1,511.40 ↑ +83%
Cigna Commercial|PPO $1,536.98 ↑ +86%
Cigna Commercial|All Other Plans $1,536.98 ↑ +86%
United Commercial|All Other Plans $1,597.00 ↑ +93%
United Commercial|HMO $1,660.00 ↑ +101%
Aetna Commercial|Non-Gatekeeper $1,660.93 ↑ +101%
Naphcare Commercial|All Plans $1,733.67 ↑ +110%
MultiPlan Commercial|All Plans $1,755.20 ↑ +113%
Healthsmart Commercial|All Plans $1,799.08 ↑ +118%
Blue Shield CA Commercial|All Other Plans $1,859.25 ↑ +125%

Visitor-reported prices

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Unsched dialysis esrd pt hos at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,040.85 $889.06 – $1,908.00
St. John's Camarillo Hospital Camarillo $1,099.38 $494.64 – $2,058.20
Redwood City Medical Center Redwood City $1,741.60 not published
Santa Clara Medical Center SANTA CLARA $1,741.60 not published
Baldwin Park Medical Center BALDWIN PARK $1,248.00 not published
Riverside Medical Center RIVERSIDE $1,248.00 not published
Sacramento Medical Center SACRAMENTO $1,741.60 not published
Oakland Medical Center Oakland $1,741.60 not published

All California hospitals for this procedure →