Tx atrial fib pulm vein isol at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19,717.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59,213.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,010.36 with LA Care vs $60,782.94 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $1,010.36 ↓ -95%
LA Care Medicaid|< 21 $1,010.36 ↓ -95%
Partnership Health Plan Medicaid|< 21 $1,010.36 ↓ -95%
Partnership Health Plan Medicaid|> 21 $1,010.36 ↓ -95%
Health Net Medicaid|All Plans $1,242.74 ↓ -94%
Molina Medicaid|< 21 $1,574.53 ↓ -92%
Molina Medicaid|> 21 $1,574.53 ↓ -92%
HPN Medicaid|All Plans $1,638.18 ↓ -92%
Inland Empire Health Plan Medicaid|All Plans $1,760.94 ↓ -91%
BCBS - Anthem Medicaid|All Plans $2,012.09 ↓ -90%
BCBS - Anthem Commercial|Non-MCS HMO $5,357.00 ↓ -73%
Care 1st Medicaid|All Plans $5,583.45 ↓ -72%
Blue Shield CA Commercial|All Other Plans $6,020.00 ↓ -69%
Blue Shield CA Commercial|Exchange $7,039.00 ↓ -64%
Health Net Commercial|EPPO $10,035.00 ↓ -49%
Health Net Commercial|Care Product $11,430.00 ↓ -42%
Health Net Commercial|All Other Plans $12,452.00 ↓ -37%
BCBS - Anthem Commercial|Exchange $14,273.00 ↓ -28%
Redlands Commercial|All Plans $17,171.77 ↓ -13%
Kaiser Commercial|All Plans $17,763.90 ↓ -10%
BCBS - Anthem Commercial|Non-MCS PPO $20,390.00 ↑ +3%
IHCG Medicaid|All Plans $23,626.85 ↑ +20%
IHCG Medicare|All Plans $23,694.29 ↑ +20%
Aetna Commercial|Gatekeeper $25,828.00 ↑ +31%
Kaiser Medicaid|All Plans $26,806.84 ↑ +36%
United Commercial|All Other Plans $27,237.98 ↑ +38%
Aetna Commercial|Non-Gatekeeper $30,595.00 ↑ +55%
Health Net Medicare|All Plans $31,170.74 ↑ +58%
Humana Medicare|All Plans $31,170.74 ↑ +58%
Kaiser Medicare|All Plans $31,170.74 ↑ +58%
Central Health Plan Medicare|All Plans $31,170.74 ↑ +58%
BCBS - Anthem Medicare|All Plans $31,170.74 ↑ +58%
United Medicare|All Plans $31,170.74 ↑ +58%
Blue Shield CA Medicare|All Other Plans $31,170.74 ↑ +58%
Molina Medicare|All Plans $31,170.74 ↑ +58%
Scan Health Plan Medicare|All Plans $31,170.74 ↑ +58%
First Health Medicare|All Plans $31,170.74 ↑ +58%
Inland Empire Health Plan Medicare|All Plans $31,170.74 ↑ +58%
Epic Health Medicare|All Plans $31,170.74 ↑ +58%
Patton Medicare|All Plans $31,170.74 ↑ +58%
BCBS - Anthem Commercial|MCS $32,828.00 ↑ +66%
First Health Commercial|All Plans $39,080.58 ↑ +98%
HPN Medicare|Senior $39,672.71 ↑ +101%
HPN Commercial|All Plans $43,225.49 ↑ +119%
DHMG Commercial|All Plans $45,197.57 ↑ +129%
Cigna Commercial|PPO $46,186.14 ↑ +134%
Cigna Commercial|All Other Plans $46,186.14 ↑ +134%
MultiPlan Commercial|All Plans $47,370.40 ↑ +140%
Healthsmart Commercial|All Plans $48,554.66 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $50,331.05 ↑ +155%
EPIC Health Commercial|All Plans $52,990.26 ↑ +169%
United Commercial|HMO $56,844.48 ↑ +188%
Naphcare Commercial|All Plans $60,782.94 ↑ +208%

Visitor-reported prices

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Tx atrial fib pulm vein isol at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $16,959.63 $1,010.36 – $60,782.94
Fresno Medical Center FRESNO $39,104.80 not published
St. John's Camarillo Hospital Camarillo $23,030.48 $1,242.74 – $58,938.04
Antioch Medical Center ANTIOCH $39,104.80 not published
Redwood City Medical Center Redwood City $39,104.80 not published
Santa Clara Medical Center SANTA CLARA $39,104.80 not published
Baldwin Park Medical Center BALDWIN PARK $17,732.00 not published
Riverside Medical Center RIVERSIDE $17,732.00 not published

All California hospitals for this procedure →