Tte w or without fol w/cont, com at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$751.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,258.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$629.72 with IHCG vs $5,960.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $629.72 | ↓ -16% |
| IHCG | Medicare|All Plans | $631.52 | ↓ -16% |
| Redlands | Commercial|All Plans | $654.82 | ↓ -13% |
| Kaiser | Commercial|All Plans | $677.40 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $863.31 | ↑ +15% |
| Central Health Plan | Medicare|All Plans | $1,003.85 | ↑ +34% |
| First Health | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Molina | Medicare|All Plans | $1,003.85 | ↑ +34% |
| United | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Health Net | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Kaiser | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Humana | Medicare|All Plans | $1,003.85 | ↑ +34% |
| BCBS - Anthem | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Blue Shield CA | Medicare|All Other Plans | $1,003.85 | ↑ +34% |
| Scan Health Plan | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Inland Empire Health Plan | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Epic Health | Medicare|All Plans | $1,003.85 | ↑ +34% |
| Patton | Medicare|All Plans | $1,003.85 | ↑ +34% |
| HPN | Medicare|Senior | $1,332.22 | ↑ +77% |
| HPN | Commercial|All Plans | $1,422.54 | ↑ +89% |
| DHMG | Commercial|All Plans | $1,455.58 | ↑ +94% |
| First Health | Commercial|All Plans | $1,490.28 | ↑ +98% |
| EPIC Health | Commercial|All Plans | $1,706.55 | ↑ +127% |
| MultiPlan | Commercial|All Plans | $1,806.40 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,851.56 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,919.30 | ↑ +155% |
| Naphcare | Commercial|All Plans | $1,957.51 | ↑ +160% |
| United | Commercial|HMO | $5,761.00 | ↑ +666% |
| United | Commercial|All Other Plans | $5,960.00 | ↑ +693% |
Visitor-reported prices
Comments
Tte w or without fol w/cont, com at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Fresno Medical Center | FRESNO | $3,046.40 | not published |
| Antioch Medical Center | ANTIOCH | $3,046.40 | not published |
| Redwood City Medical Center | Redwood City | $3,046.40 | not published |
| Santa Clara Medical Center | SANTA CLARA | $3,046.40 | not published |
| Fremont Medical Center | FREMONT | $3,046.40 | not published |
| Sacramento Medical Center | SACRAMENTO | $3,046.40 | not published |
| Oakland Medical Center | Oakland | $3,046.40 | not published |
| Walnut Creek Medical Center | WALNUT CREEK | $3,046.40 | not published |