Tte w or without contr, cont ecg at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,608.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,831.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$629.72 with IHCG vs $5,960.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $629.72 ↓ -61%
IHCG Medicare|All Plans $631.52 ↓ -61%
Kaiser Medicaid|All Plans $863.31 ↓ -46%
Humana Medicare|All Plans $1,003.85 ↓ -38%
First Health Medicare|All Plans $1,003.85 ↓ -38%
Molina Medicare|All Plans $1,003.85 ↓ -38%
United Medicare|All Plans $1,003.85 ↓ -38%
Health Net Medicare|All Plans $1,003.85 ↓ -38%
Kaiser Medicare|All Plans $1,003.85 ↓ -38%
Central Health Plan Medicare|All Plans $1,003.85 ↓ -38%
BCBS - Anthem Medicare|All Plans $1,003.85 ↓ -38%
Blue Shield CA Medicare|All Other Plans $1,003.85 ↓ -38%
Scan Health Plan Medicare|All Plans $1,003.85 ↓ -38%
Inland Empire Health Plan Medicare|All Plans $1,003.85 ↓ -38%
Epic Health Medicare|All Plans $1,003.85 ↓ -38%
Patton Medicare|All Plans $1,003.85 ↓ -38%
Redlands Commercial|All Plans $1,113.60 ↓ -31%
Kaiser Commercial|All Plans $1,152.00 ↓ -28%
DHMG Commercial|All Plans $1,455.58 ↓ -10%
EPIC Health Commercial|All Plans $1,706.55 ↑ +6%
Blue Shield CA Commercial|All Other Plans $1,846.00 ↑ +15%
BCBS - Anthem Commercial|Exchange $1,901.55 ↑ +18%
Naphcare Commercial|All Plans $1,957.51 ↑ +22%
Health Net Commercial|EPPO $1,997.00 ↑ +24%
Blue Shield CA Commercial|Exchange $2,148.00 ↑ +34%
HPN Medicare|Senior $2,265.60 ↑ +41%
Health Net Commercial|Care Product $2,275.00 ↑ +41%
HPN Commercial|All Plans $2,419.20 ↑ +50%
Health Net Commercial|All Other Plans $2,478.00 ↑ +54%
First Health Commercial|All Plans $2,534.40 ↑ +58%
BCBS - Anthem Commercial|Non-MCS HMO $2,716.08 ↑ +69%
BCBS - Anthem Commercial|Non-MCS PPO $2,716.08 ↑ +69%
MultiPlan Commercial|All Plans $3,072.00 ↑ +91%
Healthsmart Commercial|All Plans $3,148.80 ↑ +96%
Blue Shield CA Medicare|BlueShield Promise $3,264.00 ↑ +103%
BCBS - Anthem Commercial|MCS $3,840.00 ↑ +139%
United Commercial|HMO $5,761.00 ↑ +258%
United Commercial|All Other Plans $5,960.00 ↑ +270%

Visitor-reported prices

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Tte w or without contr, cont ecg at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,608.15 $1,003.85 – $8,378.00
Redwood City Medical Center Redwood City $3,158.40 not published
Santa Clara Medical Center SANTA CLARA $3,158.40 not published
Sacramento Medical Center SACRAMENTO $3,158.40 not published
Oakland Medical Center Oakland $3,158.40 not published
Walnut Creek Medical Center WALNUT CREEK $3,158.40 not published
Bakersfield Memorial Hospital Bakersfield $2,222.19 $1,003.85 – $4,783.45
Providence St Joseph Hospital Eureka Eureka $1,130.16 $1,008.25 – $6,127.00

All California hospitals for this procedure →