Tissue exam koh skin/hair/nails at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$74.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$224.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.67 with Kaiser vs $69.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|All Plans | $3.67 | ↓ -95% |
| Humana | Medicare|All Plans | $4.27 | ↓ -94% |
| IHCG | Medicare|All Plans | $4.27 | ↓ -94% |
| IHCG | Medicaid|All Plans | $4.27 | ↓ -94% |
| Scan Health Plan | Medicare|All Plans | $4.27 | ↓ -94% |
| Epic Health | Medicare|All Plans | $4.27 | ↓ -94% |
| First Health | Medicare|All Plans | $4.27 | ↓ -94% |
| Molina | Medicare|All Plans | $4.27 | ↓ -94% |
| United | Medicare|All Plans | $4.27 | ↓ -94% |
| Health Net | Medicare|All Plans | $4.27 | ↓ -94% |
| Blue Shield CA | Medicare|All Other Plans | $4.27 | ↓ -94% |
| Kaiser | Medicare|All Plans | $4.27 | ↓ -94% |
| Central Health Plan | Medicare|All Plans | $4.27 | ↓ -94% |
| Inland Empire Health Plan | Medicare|All Plans | $4.27 | ↓ -94% |
| BCBS - Anthem | Medicare|All Plans | $4.27 | ↓ -94% |
| Patton | Medicare|All Plans | $4.27 | ↓ -94% |
| United | Commercial|HMO | $5.12 | ↓ -93% |
| United | Commercial|All Other Plans | $5.12 | ↓ -93% |
| Partnership Health Plan | Medicaid|< 21 | $5.35 | ↓ -93% |
| LA Care | Medicaid|> 21 | $5.35 | ↓ -93% |
| Partnership Health Plan | Medicaid|> 21 | $5.35 | ↓ -93% |
| LA Care | Medicaid|< 21 | $5.35 | ↓ -93% |
| Redlands | Commercial|All Plans | $6.19 | ↓ -92% |
| DHMG | Commercial|All Plans | $6.19 | ↓ -92% |
| EPIC Health | Commercial|All Plans | $7.26 | ↓ -90% |
| Molina | Medicaid|< 21 | $7.54 | ↓ -90% |
| Molina | Medicaid|> 21 | $7.54 | ↓ -90% |
| HPN | Medicaid|All Plans | $7.85 | ↓ -89% |
| Health Net | Medicaid|All Plans | $8.09 | ↓ -89% |
| Naphcare | Commercial|All Plans | $8.33 | ↓ -89% |
| BCBS - Anthem | Medicaid|All Plans | $8.85 | ↓ -88% |
| Inland Empire Health Plan | Medicaid|All Plans | $10.70 | ↓ -86% |
| Cigna | Commercial|PPO | $12.27 | ↓ -84% |
| Cigna | Commercial|All Other Plans | $12.27 | ↓ -84% |
| Aetna | Commercial|Gatekeeper | $17.41 | ↓ -77% |
| Blue Shield CA | Commercial|Exchange | $17.94 | ↓ -76% |
| Aetna | Commercial|Non-Gatekeeper | $20.57 | ↓ -72% |
| Kaiser | Commercial|All Plans | $20.70 | ↓ -72% |
| Care 1st | Medicaid|All Plans | $26.75 | ↓ -64% |
| Blue Shield CA | Commercial|All Other Plans | $26.91 | ↓ -64% |
| HPN | Medicare|Senior | $40.71 | ↓ -45% |
| BCBS - Anthem | Commercial|Exchange | $40.71 | ↓ -45% |
| HPN | Commercial|All Plans | $43.47 | ↓ -42% |
| First Health | Commercial|All Plans | $45.54 | ↓ -39% |
| MultiPlan | Commercial|All Plans | $55.20 | ↓ -26% |
| Healthsmart | Commercial|All Plans | $56.58 | ↓ -24% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $57.96 | ↓ -22% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $57.96 | ↓ -22% |
| Blue Shield CA | Medicare|BlueShield Promise | $58.65 | ↓ -21% |
| BCBS - Anthem | Commercial|MCS | $69.00 | ↓ -8% |
Visitor-reported prices
Comments
Tissue exam koh skin/hair/nails at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $89.93 | $4.27 – $230.00 |
| Banner Lassen Medical Center | Susanville | $92.07 | $0.85 – $62.08 |
| Arroyo Grande Hospital | Santa Maria | $23.12 | $4.27 – $52.92 |
| French Hospital | San Luis Obispo | $21.17 | $4.27 – $52.92 |
| Mercy Hospitals – Bakersfield | Bakersfield | $8.58 | $4.27 – $18.50 |
| Bakersfield Memorial Hospital | Bakersfield | $8.49 | $4.27 – $18.27 |
| Providence St Joseph Hospital Eureka | Eureka | $160.14 | $4.27 – $49.93 |
| St. Joseph's Behavioral Health Center | Stockton | $13.21 | $2.32 – $18.50 |