Ther nma rdctj intus/obstrcj at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$178.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$535.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$137.49 with BCBS - Anthem vs $934.85 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|All Plans | $137.49 | ↓ -23% |
| Care 1st | Medicaid|All Plans | $139.10 | ↓ -22% |
| Redlands | Commercial|All Plans | $155.15 | ↓ -13% |
| Kaiser | Commercial|All Plans | $160.50 | ↓ -10% |
| IHCG | Medicaid|All Plans | $168.54 | ↓ -5% |
| IHCG | Medicare|All Plans | $169.02 | ↓ -5% |
| Kaiser | Medicaid|All Plans | $194.52 | ↑ +9% |
| First Health | Medicare|All Plans | $226.19 | ↑ +27% |
| Molina | Medicare|All Plans | $226.19 | ↑ +27% |
| Humana | Medicare|All Plans | $226.19 | ↑ +27% |
| United | Medicare|All Plans | $226.19 | ↑ +27% |
| Patton | Medicare|All Plans | $226.19 | ↑ +27% |
| Health Net | Medicare|All Plans | $226.19 | ↑ +27% |
| Epic Health | Medicare|All Plans | $226.19 | ↑ +27% |
| Inland Empire Health Plan | Medicare|All Plans | $226.19 | ↑ +27% |
| Scan Health Plan | Medicare|All Plans | $226.19 | ↑ +27% |
| Blue Shield CA | Medicare|All Other Plans | $226.19 | ↑ +27% |
| Kaiser | Medicare|All Plans | $226.19 | ↑ +27% |
| Central Health Plan | Medicare|All Plans | $226.19 | ↑ +27% |
| BCBS - Anthem | Medicare|All Plans | $226.19 | ↑ +27% |
| Aetna | Commercial|Gatekeeper | $269.94 | ↑ +52% |
| BCBS - Anthem | Commercial|Exchange | $315.65 | ↑ +77% |
| HPN | Medicare|Senior | $315.65 | ↑ +77% |
| Aetna | Commercial|Non-Gatekeeper | $318.90 | ↑ +79% |
| DHMG | Commercial|All Plans | $327.98 | ↑ +84% |
| HPN | Commercial|All Plans | $337.05 | ↑ +89% |
| First Health | Commercial|All Plans | $353.10 | ↑ +98% |
| EPIC Health | Commercial|All Plans | $384.52 | ↑ +116% |
| United | Commercial|HMO | $401.74 | ↑ +125% |
| United | Commercial|All Other Plans | $401.74 | ↑ +125% |
| MultiPlan | Commercial|All Plans | $428.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $438.70 | ↑ +146% |
| Naphcare | Commercial|All Plans | $441.07 | ↑ +148% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $449.40 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $449.40 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $454.75 | ↑ +155% |
| BCBS - Anthem | Commercial|MCS | $535.00 | ↑ +200% |
| Cigna | Commercial|All Other Plans | $934.85 | ↑ +425% |
| Cigna | Commercial|PPO | $934.85 | ↑ +425% |
Visitor-reported prices
Comments
Ther nma rdctj intus/obstrcj at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $199.29 | $122.85 – $864.73 |
| Redwood City Medical Center | Redwood City | $1,064.00 | $238.00 – $238.00 |
| Santa Clara Medical Center | SANTA CLARA | $1,064.00 | $238.00 – $238.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $774.80 | $161.00 – $161.00 |
| Riverside Medical Center | RIVERSIDE | $774.80 | $161.00 – $161.00 |
| Sacramento Medical Center | SACRAMENTO | $1,064.00 | $238.00 – $238.00 |
| Oakland Medical Center | Oakland | $1,064.00 | $238.00 – $238.00 |
| Walnut Creek Medical Center | WALNUT CREEK | $1,064.00 | $238.00 – $238.00 |