Test stress cardiovascular tracing only at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,307.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,925.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.24 with LA Care vs $5,960.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|> 21 | $60.24 | ↓ -95% |
| Partnership Health Plan | Medicaid|> 21 | $60.24 | ↓ -95% |
| Partnership Health Plan | Medicaid|< 21 | $60.24 | ↓ -95% |
| LA Care | Medicaid|< 21 | $60.24 | ↓ -95% |
| Health Net | Medicaid|All Plans | $74.10 | ↓ -94% |
| BCBS - Anthem | Medicaid|All Plans | $86.94 | ↓ -93% |
| Molina | Medicaid|< 21 | $134.66 | ↓ -90% |
| Molina | Medicaid|> 21 | $134.66 | ↓ -90% |
| HPN | Medicaid|All Plans | $140.10 | ↓ -89% |
| Inland Empire Health Plan | Medicaid|All Plans | $150.61 | ↓ -88% |
| IHCG | Medicaid|All Plans | $292.63 | ↓ -78% |
| IHCG | Medicare|All Plans | $293.46 | ↓ -78% |
| Kaiser | Medicaid|All Plans | $340.27 | ↓ -74% |
| Blue Shield CA | Medicare|All Other Plans | $395.66 | ↓ -70% |
| Humana | Medicare|All Plans | $395.66 | ↓ -70% |
| First Health | Medicare|All Plans | $395.66 | ↓ -70% |
| Molina | Medicare|All Plans | $395.66 | ↓ -70% |
| United | Medicare|All Plans | $395.66 | ↓ -70% |
| Health Net | Medicare|All Plans | $395.66 | ↓ -70% |
| Kaiser | Medicare|All Plans | $395.66 | ↓ -70% |
| Central Health Plan | Medicare|All Plans | $395.66 | ↓ -70% |
| BCBS - Anthem | Medicare|All Plans | $395.66 | ↓ -70% |
| Scan Health Plan | Medicare|All Plans | $395.66 | ↓ -70% |
| Inland Empire Health Plan | Medicare|All Plans | $395.66 | ↓ -70% |
| Epic Health | Medicare|All Plans | $395.66 | ↓ -70% |
| Patton | Medicare|All Plans | $395.66 | ↓ -70% |
| Care 1st | Medicaid|All Plans | $477.50 | ↓ -63% |
| BCBS - Anthem | Commercial|Exchange | $504.92 | ↓ -61% |
| DHMG | Commercial|All Plans | $573.71 | ↓ -56% |
| EPIC Health | Commercial|All Plans | $672.62 | ↓ -49% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $721.21 | ↓ -45% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $721.21 | ↓ -45% |
| Naphcare | Commercial|All Plans | $771.54 | ↓ -41% |
| Redlands | Commercial|All Plans | $1,034.72 | ↓ -21% |
| Kaiser | Commercial|All Plans | $1,070.40 | ↓ -18% |
| BCBS - Anthem | Commercial|MCS | $1,161.48 | ↓ -11% |
| Health Net | Commercial|EPPO | $1,334.00 | ↑ +2% |
| Health Net | Commercial|Care Product | $1,520.00 | ↑ +16% |
| Health Net | Commercial|All Other Plans | $1,655.00 | ↑ +27% |
| HPN | Medicare|Senior | $2,105.12 | ↑ +61% |
| HPN | Commercial|All Plans | $2,247.84 | ↑ +72% |
| First Health | Commercial|All Plans | $2,354.88 | ↑ +80% |
| MultiPlan | Commercial|All Plans | $2,854.40 | ↑ +118% |
| Healthsmart | Commercial|All Plans | $2,925.76 | ↑ +124% |
| Blue Shield CA | Medicare|BlueShield Promise | $3,032.80 | ↑ +132% |
| United | Commercial|HMO | $5,761.00 | ↑ +341% |
| United | Commercial|All Other Plans | $5,960.00 | ↑ +356% |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,974.95 | $60.24 – $7,832.00 |
| St. John's Camarillo Hospital | Camarillo | $1,035.00 | $51.44 – $1,843.14 |
| Banner Lassen Medical Center | Susanville | $1,295.16 | $62.28 – $1,668.40 |
| Petaluma Valley Hospital | Petaluma | $821.10 | $290.98 – $414.71 |
| Arroyo Grande Hospital | Santa Maria | $995.10 | $60.24 – $1,799.28 |
| Mark Twain Medical Center | San Andreas | $946.39 | $60.24 – $701.68 |
| French Hospital | San Luis Obispo | $911.40 | $60.24 – $1,025.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,185.72 | $60.24 – $1,521.60 |