Target gsa panel organ neop at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,003.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,014.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$514.20 with Kaiser vs $3,014.10 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $514.20 ↓ -49%
Humana Medicare|All Plans $597.91 ↓ -40%
IHCG Medicare|All Plans $597.91 ↓ -40%
IHCG Medicaid|All Plans $597.91 ↓ -40%
Partnership Health Plan Medicaid|> 21 $597.91 ↓ -40%
Patton Medicare|All Plans $597.91 ↓ -40%
Epic Health Medicare|All Plans $597.91 ↓ -40%
Inland Empire Health Plan Medicare|All Plans $597.91 ↓ -40%
Kaiser Medicare|All Plans $597.91 ↓ -40%
Central Health Plan Medicare|All Plans $597.91 ↓ -40%
BCBS - Anthem Medicare|All Plans $597.91 ↓ -40%
LA Care Medicaid|> 21 $597.91 ↓ -40%
LA Care Medicaid|< 21 $597.91 ↓ -40%
Scan Health Plan Medicare|All Plans $597.91 ↓ -40%
Blue Shield CA Medicare|All Other Plans $597.91 ↓ -40%
Partnership Health Plan Medicaid|< 21 $597.91 ↓ -40%
First Health Medicare|All Plans $597.91 ↓ -40%
Molina Medicare|All Plans $597.91 ↓ -40%
United Medicare|All Plans $597.91 ↓ -40%
Health Net Medicare|All Plans $597.91 ↓ -40%
United Commercial|HMO $717.49 ↓ -29%
United Commercial|All Other Plans $717.49 ↓ -29%
Molina Medicaid|< 21 $843.05 ↓ -16%
Molina Medicaid|> 21 $843.05 ↓ -16%
DHMG Commercial|All Plans $866.97 ↓ -14%
Redlands Commercial|All Plans $866.97 ↓ -14%
HPN Medicaid|All Plans $877.13 ↓ -13%
BCBS - Anthem Medicaid|All Plans $896.87 ↓ -11%
Kaiser Commercial|All Plans $904.23 ↓ -10%
Health Net Medicaid|All Plans $904.58 ↓ -10%
EPIC Health Commercial|All Plans $1,016.45 ↑ +1%
Naphcare Commercial|All Plans $1,165.92 ↑ +16%
Inland Empire Health Plan Medicaid|All Plans $1,195.82 ↑ +19%
Cigna Commercial|All Other Plans $1,715.07 ↑ +71%
Cigna Commercial|PPO $1,715.07 ↑ +71%
BCBS - Anthem Commercial|Exchange $1,778.32 ↑ +77%
HPN Medicare|Senior $1,778.32 ↑ +77%
HPN Commercial|All Plans $1,898.89 ↑ +89%
First Health Commercial|All Plans $1,989.31 ↑ +98%
MultiPlan Commercial|All Plans $2,411.28 ↑ +140%
Aetna Commercial|Gatekeeper $2,449.87 ↑ +144%
Healthsmart Commercial|All Plans $2,471.57 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $2,531.85 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $2,531.85 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $2,561.99 ↑ +155%
Aetna Commercial|Non-Gatekeeper $2,894.25 ↑ +188%
Care 1st Medicaid|All Plans $2,989.55 ↑ +198%
BCBS - Anthem Commercial|MCS $3,014.10 ↑ +200%

Visitor-reported prices

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Target gsa panel organ neop at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,178.52 $597.91 – $3,014.10
Arroyo Grande Hospital Santa Maria $1,284.00 $597.91 – $1,540.57
French Hospital San Luis Obispo $1,176.00 $391.50 – $1,811.06
Mercy Medical Center Mt. Shasta Mt Shasta $3,890.00 $597.91 – $4,900.00
Dominican Hospital Santa Cruz $346.50 $500.50 – $5,353.90
Northridge Hospital Medical Center Northridge $166.82 $149.48 – $1,090.14
Sierra Nevada Memorial Hospital Grass Valley $790.25 $597.91 – $1,421.00
St. Mary Medical Center Long Beach $1,296.07 $538.12 – $3,014.10

All California hospitals for this procedure →